Cancellation Insurance before 120 days

[Lyndihop]

I was told that we could wait until our final payment was due to still secure cruise cancellation insurance from HAL ?

When I access my account it appears to be an option. 
Opinions??

[Alberta Quilter]

Best to check your confirmation.  I believe the insurance needs to be purchased one day before final payment.  I used to do it about a week before...  But if your cruise is a longer one, it might be that insurance is due even earlier which is why I suggest checking your booking confirmation.

[Tampa Girl]

2 hours ago, Lyndihop said:

I was told that we could wait until our final payment was due to still secure cruise cancellation insurance from HAL ?

When I access my account it appears to be an option. 
Opinions??

 

An option for what?  To purchase it or when to purchase?

[SJSULIBRARIAN]

HAL's plan needs to be purchased prior to when the cancellation penalties start. This is usually one day before final payment. On the 2023 World cruise it is one month before final payment. Check your booking confirmation for when cancellation penalties start and buy the insurance before that day.

[Lyndihop]

Thx everyone. I’ll most likely purchase a couple of days before final payment. 

[StLouisCruisers]

As everyone above suggested, you should check the cancellation penalty date, and not the final payment date when purchasing insurance.  In some cases it is 1 month before final payment date.