junki Posted October 13, 2022 #1 Share Posted October 13, 2022 Hi, new Celebrity Cruiser here. I just booked a cruise on their website for my family and paid the deposit. The final payment due date isn't until January of 2023. I am wondering if there is any benefit at all to paying the remainder before the final payment date? Link to comment Share on other sites More sharing options...
retird Posted October 13, 2022 #2 Share Posted October 13, 2022 5 minutes ago, junki said: Hi, new Celebrity Cruiser here. I just booked a cruise on their website for my family and paid the deposit. The final payment due date isn't until January of 2023. I am wondering if there is any benefit at all to paying the remainder before the final payment date? None that I’m aware of. 1 Link to comment Share on other sites More sharing options...
RTShaker Posted October 13, 2022 #3 Share Posted October 13, 2022 No benefit fro giving them your money before it's required, at least not for you. 1 Link to comment Share on other sites More sharing options...
Arizona Wildcat Posted October 14, 2022 #4 Share Posted October 14, 2022 Definitely no. After you make final payment everything is fixed. No changes allowed 1 Link to comment Share on other sites More sharing options...
Tee & Chilli Posted October 14, 2022 #5 Share Posted October 14, 2022 You may miss out on the measly interest your financial institutions provides. Link to comment Share on other sites More sharing options...
mayleeman Posted October 14, 2022 #6 Share Posted October 14, 2022 @junki The biggest issue about paying before final is due is to check on payment requirements if you want any type of insurance. Any policies that waive pre-existing conditions for medical claims usually require payment of the full premium within a certain time after your made your very first payment or deposit. If you don't want it, no problem. But if you want coverage by Celebrity's Cruise Care or independent policies, do your homework NOW or you might lose the chance to cover thousands of dollars in medical and evacuation expenses. Link to comment Share on other sites More sharing options...
Ex-Airbalancer Posted October 14, 2022 #7 Share Posted October 14, 2022 If there is a price drop you can ask them to match it Link to comment Share on other sites More sharing options...
Rare Jim_Iain Posted October 14, 2022 #8 Share Posted October 14, 2022 (edited) Personally I don't see any advantage to making final payment early. You are just basically giving Celebrity your cash to hold onto. I would have to disagree with some comment that it restricts you on making changes. I have made a payment a week prior to final payment. The next day they dropped prices and I applied for and got a refund of the difference back to my credit card. I thought I had blown the ability to get the price match but applied for it anyway. They told me since final payment date had not yet passed I had to have my agent process the price change. I received the credit back on my CC in less than a week. I have also upgrade a cabin once final payment. Edited October 14, 2022 by Jim_Iain 2 Link to comment Share on other sites More sharing options...
Rare Jim_Iain Posted October 14, 2022 #9 Share Posted October 14, 2022 18 minutes ago, Ex-Airbalancer said: If there is a price drop you can ask them to match it I did it within the last 3 months. I explained in my previous message. Link to comment Share on other sites More sharing options...
hrhdhd Posted October 14, 2022 #10 Share Posted October 14, 2022 1 hour ago, Arizona Wildcat said: Definitely no. After you make final payment everything is fixed. No changes allowed No, after the date final payment is due. I paid off my upcoming Apex cruise about a week early, then got an e-mail about Florida resident rates. I called before the final payment date and was able to have the cruise repriced. I got the refund on my credit card. 1 Link to comment Share on other sites More sharing options...
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