Queen Victoria Half World Cruise 2024- One Way Insurance

[colingu]

We are booked on the Jan 2024 half world cruise on the QV from Southampton to Auckland, NZ. Travel is one way as we're returning to live in New Zealand. 

 

Any suggestions for travel insurance as most standard insurers wont cover one way travel (must be return)?  Minimum £2 million medical, and cancellation cover of at least £10,000 pp is needed.

 

And recommendations for insurer or broker?

Edited March 4, 2023 by colingu

[Down-Unders]

I would recommend an insurance broker also contact every Insurance Co in Auckland and make sure you mention you are on a cruise and need to be covered for COVID. Enjoy your cruise, QV  is a beautiful ship and do not forget your dancing shoes. 

[Victoria2]

2 hours ago, colingu said:

We are booked on the Jan 2024 half world cruise on the QV from Southampton to Auckland, NZ. Travel is one way as we're returning to live in New Zealand. 

 

Any suggestions for travel insurance as most standard insurers wont cover one way travel (must be return)?  Minimum £2 million medical, and cancellation cover of at least £10,000 pp is needed.

 

And recommendations for insurer or broker?

Don't look at it as 'one way'..

Describe it as 'sectors'. We have cruised sectors of a world cruise a few times and have had no difficulty getting insurance.

[exlondoner]

Just now, Victoria2 said:

Don't look at it as 'one way'..

Describe it as 'sectors'. We have cruised sectors of a world cruise a few times and have had no difficulty getting insurance.

But you presumably had flights back booked.

[Victoria2]

We did but as we have rolling annual cover, no questions were asked it we had flights booked and so I am assuming that didn't factor into the insurance cover.

Many people use ships to relocate for a season and again, I'm assuming that would be classed as either one way if a TA or sectors if part of a longer cruise.

[colingu]

Our annual policy (like most) require you to return to your home country (where you started). And any repatriation would be back to where you started.  This is definitely not what we want. Not telling the insurer it is one way travel is all fine until something goes well and a claim ensues.

[Victoria2]

1 hour ago, colingu said:

Our annual policy (like most) require you to return to your home country (where you started). And any repatriation would be back to where you started.  This is definitely not what we want. Not telling the insurer it is one way travel is all fine until something goes well and a claim ensues.

Fair comment, however, you will not be the first to 'emigrate' and there will be a way around this.

[lissie]

7 hours ago, colingu said:

Our annual policy (like most) require you to return to your home country (where you started). And any repatriation would be back to where you started.  This is definitely not what we want. Not telling the insurer it is one way travel is all fine until something goes well and a claim ensues.

If something goes badly wrong ie you need to be medivacced off the ship - where do you want to sent to ? If it's NZ then you need to get NZ-based insurance.  

 

We've had issues getting insurance  because of my partner's health and Sandra Grant at Custom Working Holiday, Extreme Sports and Business Travel Insurance (healthinsurance.co.nz) has been amazing.  She does "difficult" stuff like athletes and working visas - so I'm sure she can help you. 
As far as I know she's the only insurance broker who does travel insurance in NZ now. 

 

[Victoria2]

6 hours ago, lissie said:

If something goes badly wrong ie you need to be medivacced off the ship - where do you want to sent to ? If it's NZ then you need to get NZ-based insurance.  

 

We've had issues getting insurance  because of my partner's health and Sandra Grant at Custom Working Holiday, Extreme Sports and Business Travel Insurance (healthinsurance.co.nz) has been amazing.  She does "difficult" stuff like athletes and working visas - so I'm sure she can help you. 
As far as I know she's the only insurance broker who does travel insurance in NZ now. 

 

A quick google brings up a few links re UK-NZ one way insurance for emigration purposes. I haven't looked but the cover is mentioned so must be out there so I would have thought, a specialist insurance broker to marry  the one way requirement with cruise insurance would be the sensible path to take.

[colingu]

Agree that the way we should go is possibly via a broker. There seems to be a plethora of brokers? Any UK suggestions?

[Victoria2]

32 minutes ago, colingu said:

Agree that the way we should go is possibly via a broker. There seems to be a plethora of brokers? Any UK suggestions?

As we have very high and fairly flexible annual cover, I have no idea on travel insurance brokers so again, google could be your friend.

No harm in contacting a few and getting quotes from them all. Good luck🙂