We must make final payment 60 days out, but the following HAL statement says that we can cancel worry free up to 30 days before. Does it apply to all bookings, or do you need a cancellation plan?
Flexible Cancellation
« Book a cruise by September 30, 2022 (that departs through December 31, 2022) and you can cancel for any reason up to 30 days before departure and automatically receive a Future Cruise Credit in the amount of any non-refundable cancellation fees, with the remainder of what you paid for the cruise being refunded to the original form of payment under our Flexible Cancellation program. Additionally, you may cancel up to your sailing date if you test positive for COVID-19 and will also receive the same remuneration. »