Think I mentioned somewhere in this thread we would never pay for it and love going to Cococay for free so I don't disagree with most of what you said. Just wanted to clarify the different cabanas and point out there are some things you can't replicate for free.
If you have 8 people going, it's not THAT terrible at the old $1899-ish price. People pay $200/person for excursions that include far less. Hell, that's roughly how much the beach club alone costs now without the cabana! At $3499-ish and if you have less people, it's damn expensive, but everything is relative. Thankfully, like on the ship, RC offers something for everyone.