While there is the likelihood of offers made on board for packages and individual venue discounts, there absolutely is no guarantee of this or that the pricing would be at 50% off. That is not a set policy or offer amount.
If you feel that the current planner pricing is attractive than I would suggest booking it. The best way to compare is to look at the total package price and take that average and then compare that to the individual venue pricing for those restaurants you would be considering.
Otherwise you can take your chances with on board offers but there is no way to predict if they would be better that the planner pricing, and I would say in our experience, typically not. They may possibly not be as attractive as well.
Also most package offers to which you are referring typically occur early in the cruise. Individual venues may offer their own at different times during the cruise as well as the first night or two.
In our recent three cruises since October there were specials to be found on board, primarily through the individual venues. However the advance planner pricing was attractive for packages.