Is there travel insurance coverage?

[chrismch]

In light of the current situations beginning with the Earthquake in Chile and now the volano eruptions in Iceland where they both stopped airline service, is there any coverage for these situations? Would any travel insurance cover this - such as getting you to a different port to get on the ship or just cancelling if you can't get there on time with full reimbursement for your paid cruise?

 

I've always flown into my cruise destination early but if you can't fly in what are you to do? Is this an exemption to the travel insurance?

[alcpa1]

OP, it appears that you have never taken cruise travel insurance. Might I suggest you study many available policies on Insuremytrip.com. All of your questions can be answered as you compare policies.

We have used several different policies for over twenty cruises and are thankful that we have a policy in place for an anticipated Baltic cruise this summer.

[jhannah]

Some travel insurance does cover "natural disasters." Others do not, and specifically exclude them. Go to insuremytrip dot com as alcpa1 suggested and look at policies. Click on the details link and read through the terms of coverage. Access America, for one, DOES cover natural disasters ... but they must be "unforeseen." In other words, if someone insured a European cruise today because of the volcanic ash cloud, no losses would be covered because of it because it's already in progress ... therefore it is no longer unforeseen.

 

Insurance coverage is all in the details, so read the terms and conditions carefully.

[Essiesmom]

There is a separate area here under Cruise Discussion Topics for cruise insurance. I understand there is a spirited discussion going on now about this. EM

[Hlitner]

My advice is you read any insurance policy very carefully before you make a decision to buy. If the policy has a "Force Mejeure" exclusion clause that means they would not pay for situations such as a volcano. The sad thing is that most people have no clue as to the meaning of "force mejeure" and many more never read the fine print.

 

Hank

[jhannah]

The sad thing is that most people have no clue as to the meaning of "force mejeure" and many more never read the fine print.

You're so right, Hank. People purchase insurance and don't read the contract to see what specifically is covered and what is excluded. It pays to click the "details" hot link and view the details so you'll get the coverage you need.