emod20 Posted April 4, 2016 #1 Share Posted April 4, 2016 We sail April 16th valor I forgot about insurance. Is it to late and suggestions who to use and what coverage? Our home pc crashed and I can't remember who we used in November? Thanks Link to comment Share on other sites More sharing options...
vwrestler171 Posted April 4, 2016 #2 Share Posted April 4, 2016 I always go through insuremytrip.com. You can still purchase insurance. Link to comment Share on other sites More sharing options...
Rare Keith1010 Posted April 4, 2016 #3 Share Posted April 4, 2016 Yes, go to insuremytrip.com You can purchase insurance now. The only thing most policies won't cover at this point in time would be a pre-existing health issue. Keith Link to comment Share on other sites More sharing options...
ready2cruzagain Posted April 4, 2016 #4 Share Posted April 4, 2016 We also use insuremytrip dot com. It is not too late to purchase insurance. Link to comment Share on other sites More sharing options...
Computer Nerd Posted April 4, 2016 #5 Share Posted April 4, 2016 if the cruise was booked less than 10 days ago most everything will be covered with insuremytrip. it matters more to them when the cruise was booked than when the cruise is. Link to comment Share on other sites More sharing options...
tallnthensome Posted April 4, 2016 #6 Share Posted April 4, 2016 Do you really think something will go wrong in the next 13 days? I wouldn't even bother unless you have a sick family member that may pass. Link to comment Share on other sites More sharing options...
jordanaire Posted April 4, 2016 #7 Share Posted April 4, 2016 I've always used squaremouth.com for my travel insurance. Link to comment Share on other sites More sharing options...
laumicmah Posted April 4, 2016 #8 Share Posted April 4, 2016 Do you really think something will go wrong in the next 13 days? I wouldn't even bother unless you have a sick family member that may pass. Would also cover issues like the Pride and Valor just incurred. If you are flying in/out of port you may want insurance in case of ship delay. Link to comment Share on other sites More sharing options...
Boats Aint Just 4F ishing Posted April 4, 2016 #9 Share Posted April 4, 2016 Do you really think something will go wrong in the next 13 days? I wouldn't even bother unless you have a sick family member that may pass. Dont forget that most trip insurance policies also have a medical rider. This may be the OP primary concern. Link to comment Share on other sites More sharing options...
Ken076 Posted April 4, 2016 #10 Share Posted April 4, 2016 I suspect they're more concerned about coverage during the cruise i.e. airline delay, missing the ship, lost luggage, medical illness or injury, Medical evacuation, etc. ken Link to comment Share on other sites More sharing options...
The4Cruisers Posted April 4, 2016 #11 Share Posted April 4, 2016 (edited) Do you really think something will go wrong in the next 13 days? I wouldn't even bother unless you have a sick family member that may pass. And the people that skip the insurance are the first ones to scream bloody murder about being compensated if something goes wrong on their trip! Edited April 4, 2016 by The4Cruisers Link to comment Share on other sites More sharing options...
lizardhowson Posted April 4, 2016 #12 Share Posted April 4, 2016 Do you really think something will go wrong in the next 13 days? I wouldn't even bother unless you have a sick family member that may pass. I have always believed the Medical Evacuation benefits of insurance are the primary reason to buy insurance. All the other benefits pale in comparison to the costs that might be incurred in an out of country medical evacuation. Link to comment Share on other sites More sharing options...
klfrodo Posted April 4, 2016 #13 Share Posted April 4, 2016 I have always believed the Medical Evacuation benefits of insurance are the primary reason to buy insurance. All the other benefits pale in comparison to the costs that might be incurred in an out of country medical evacuation. Medical Evacuation from the Ship???? In this instance, anywhere the Valor sails, any medical evacuation from the ship will be performed by the US Coast Guard. These services are free. Link to comment Share on other sites More sharing options...
RuthlessBoss Posted April 4, 2016 #14 Share Posted April 4, 2016 Would also cover issues like the Pride and Valor just incurred. If you are flying in/out of port you may want insurance in case of ship delay. I was reading on the Royal site this morning, a group of 7 just lost $11,000 because of flying issues and no insurance:eek: Link to comment Share on other sites More sharing options...
lizardhowson Posted April 4, 2016 #15 Share Posted April 4, 2016 Medical Evacuation from the Ship???? In this instance, anywhere the Valor sails, any medical evacuation from the ship will be performed by the US Coast Guard. These services are free. Nope, thinking more about evacuation from a foreign port requiring medical transport back to US mainland or a US territory. Link to comment Share on other sites More sharing options...
emod20 Posted April 4, 2016 Author #16 Share Posted April 4, 2016 Thanks the recent valor deal reminded me about it. Thanks for the help no to figure out the coverage. Link to comment Share on other sites More sharing options...
Sparky2 Posted April 4, 2016 #17 Share Posted April 4, 2016 I have always believed the Medical Evacuation benefits of insurance are the primary reason to buy insurance. All the other benefits pale in comparison to the costs that might be incurred in an out of country medical evacuation. That's definitely the reason we buy Travel Insurance. Link to comment Share on other sites More sharing options...
elliair Posted April 4, 2016 #18 Share Posted April 4, 2016 (edited) Do you really think something will go wrong in the next 13 days? I wouldn't even bother unless you have a sick family member that may pass. I would be thinking about falling down and breaking a leg, arm, ankle. I would be concerned about getting sick at sea like appendicitis, or something that would garner visiting the onboard doctor. I have read all kinds of horror stories of people getting sick (young and old) and not having insurance. I'd rather have peace of mind than to think the unthinkable like being airlifted off the ship! Get the insurance! Edited April 4, 2016 by elliair Link to comment Share on other sites More sharing options...
loxley Posted April 4, 2016 #19 Share Posted April 4, 2016 Dont forget that most trip insurance policies also have a medical rider. This may be the OP primary concern. That is just a person that has no clue what travel insurance is all about. And also has not read the latest about ships coming in late over the past couple of days. Nobody knew that was going to happen 13 days ago, but for the ones that had insurance I am sure they were glad they had it and the ones that didn't have it wish they did. Sent from my SM-N910V using Tapatalk Link to comment Share on other sites More sharing options...
texast518 Posted April 4, 2016 #20 Share Posted April 4, 2016 (edited) I have always believed the Medical Evacuation benefits of insurance are the primary reason to buy insurance. All the other benefits pale in comparison to the costs that might be incurred in an out of country medical evacuation. AMEN!! Booked thru Carnival $30K coverage, others $500K-$1Mil,usually cheaper or alittle more. Edited April 4, 2016 by texast518 Link to comment Share on other sites More sharing options...
texast518 Posted April 4, 2016 #21 Share Posted April 4, 2016 Medical Evacuation from the Ship???? In this instance, anywhere the Valor sails, any medical evacuation from the ship will be performed by the US Coast Guard. These services are free. DEPENDS, where you are & how you get back to Miami (only place Carnival air-vacs). Other ins u have some latitude. where u go.. Link to comment Share on other sites More sharing options...
zoiebear Posted April 4, 2016 #22 Share Posted April 4, 2016 There are other reasons to purchase as well as evacuations and medical issues/emergencies.. We mostly drive to ports and insurance will cover if you miss your cruise due to weather during your drive, car accidents, car breakdowns, your route being blocked for some reason, etc. Not to mention most will also cover if something will comes up last minute with work and if you purchase outside of the cruise lines, you can get cancel for any reason... almost used that option on our last cruise due to an issue that would not otherwise be covered under anything... And for the person who said what could happen in 13 days - anything - you never know when an emergency/death/injury can occur! That all being said, I have never had to use my insurance yet, and hope I never have to, but I always get it! Peace of mind... :) Link to comment Share on other sites More sharing options...
1midsun Posted April 4, 2016 #23 Share Posted April 4, 2016 Regarding insurance, we have never needed it. But we always buy it as we figure "Better to have it and not need it, rather than need it and not have it" Link to comment Share on other sites More sharing options...
Badfinger Posted April 4, 2016 #24 Share Posted April 4, 2016 Medical Evacuation from the Ship???? In this instance, anywhere the Valor sails, any medical evacuation from the ship will be performed by the US Coast Guard. These services are free. Where did you find this information out? I would like to check to see if this is the case for a few itineraries that Carnival sails. Thanks. Link to comment Share on other sites More sharing options...
Ken076 Posted April 4, 2016 #25 Share Posted April 4, 2016 (Not disputing klfrodo, as I've never seen a report of a non-CoastGuard ship evac) .... I've wondered this myself and never found a good answer. I tried (briefly) to research thru the CoastGuard but could not get any answers, but I may not have asked the questions (what's the "extent" of the CoastGuard ship evacs and where geographicaly do they support/not-support) to the right people. Ken Link to comment Share on other sites More sharing options...
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