X press Pass - which card option

[BigJH]

Is it better for me to have them charge my card / account as per option 1 where they sort the exchange out it have my card provider do it - I am from the UK and will be using a UK Visa?

[excitedofharpenden]

I always do the second option. Depends who your card issuer is, but I've always found it better ticking the second box.

 

Phil

[Tom Baker]

Absolutely, definitely, without question let Visa do it, don't let the ship do it for you. :)

[Beanb41]

Your credit card provider will give you the exchange rate on the day the transaction is processed. The cruise line will give you a rate determined by a third party which may or may not include commissions and could be as much as 14 days out of date. I would always use the bank or credit card rate of exchange

[BigJH]

Great - thanks. Last thing I will be doing before packing the car and setting off for Southampton in about an hour!!!

[Ladesign]

Dont be too hasty . Usually its best to take option 2 . However the 'official celebrity exchange rate' only changes a few times per year. Last year I bought OBC at a ridiculously good rate from Cel. UK

 

I would suggest give them a call and ask what rate they are using today .

 

My Halifax clarity card gives me the Bank Rate ( not tourist rate which is inferior). today that is $1.3234 for £1.

 

Hope this helps - enjoy your boat trip [emoji41]

[GUT2407]

Is it better for me to have them charge my card / account as per option 1 where they sort the exchange out it have my card provider do it - I am from the UK and will be using a UK Visa?

 

Your card will give a better exchange rate, never known them not to anyway.