Ragnar Danneskjold Posted November 24, 2019 #51 Share Posted November 24, 2019 Haha, all this talk of “investing” money in stocks for an expense a year out is a sure sign of a market top... 2 Link to comment Share on other sites More sharing options...
zitsky Posted November 24, 2019 #52 Share Posted November 24, 2019 5 minutes ago, Ragnar Danneskjold said: Haha, all this talk of “investing” money in stocks for an expense a year out is a sure sign of a market top... I have to agree. In one year how much does one expect to make? (Or lose?) 1 Link to comment Share on other sites More sharing options...
Haboob Posted December 9, 2019 #53 Share Posted December 9, 2019 On 6/26/2018 at 6:47 PM, Heidi13 said: While Viking may request final payment a year before departure, as others from N/America have mentioned, it is open to negotiation. We got 6 months, which is still more than other cruise lines, but frankly, for us final payment date is a very minor consideration when selecting a cruise. To put it into perspective, at today's rates for short term money and after the government takes their share, we are out $300 on a 6-figure World Cruise. If you didn't negotiate a final payment date, most unfortunate and hopefully you will next time. For North American customers and others not under ABTA out-of-business protections, a 1+ year lead time is nervous-making compared to 70 days. Link to comment Share on other sites More sharing options...
zitsky Posted December 9, 2019 #54 Share Posted December 9, 2019 8 hours ago, Haboob said: For North American customers and others not under ABTA out-of-business protections, a 1+ year lead time is nervous-making compared to 70 days. What do you mean by "nervous-making"??? Link to comment Share on other sites More sharing options...
Haboob Posted December 9, 2019 #55 Share Posted December 9, 2019 5 hours ago, zitsky said: What do you mean by "nervous-making"??? About what you'd think. A year out, it wasn't as clear that Thomas Cook was going under after 150+ years in operation as it was a mere 70 days before. But Brits with (ABTA protection) got their money back. North America customers (without) did not. Link to comment Share on other sites More sharing options...
zitsky Posted December 9, 2019 #56 Share Posted December 9, 2019 Is there trip insurance that covers failure of a travel agency? Link to comment Share on other sites More sharing options...
Rare Peregrina651 Posted December 10, 2019 #57 Share Posted December 10, 2019 This is what my travel insurance policy says: There is also a list of excluded companies and carriers; if you book with anyone on the list, Financial Default coverage is not available. Zitsky, I'm not sure why I need to worry about my TA failing. My cruise fare is paid directly to the cruise line on my credit card or by e-check. Even if my TA goes under, it does not effect my reservation, even if I haven't paid in full. The only thing that I can think of is if my TA has promised me an OBC or some other 'gift' in return for my business. AND, it does give me second thoughts about buying private tours through an aggregator, where I pay the aggregator and the aggregator pays the tour company; it just further supports my feeling that I want to do business directly with the tour company, not a middle-man. Link to comment Share on other sites More sharing options...
Hockeyump Posted December 10, 2019 #58 Share Posted December 10, 2019 Remember that Thomas Cook was not just a TA but an airline and a holiday company as well. Those not covered by ABTA or insurance would have lost all monies paid. Link to comment Share on other sites More sharing options...
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