Poppie55 Posted May 16, 2023 #1 Share Posted May 16, 2023 I’ve read passengers can receive up to $300 or $500 advance against credit card. Has anyone used this option to receive Euro or Pound Sterling? Thank you! Link to comment Share on other sites More sharing options...
Flatbush Flyer Posted May 16, 2023 #2 Share Posted May 16, 2023 19 minutes ago, Guest said: I’ve read passengers can receive up to $300 or $500 advance against credit card. Has anyone used this option to receive Euro or Pound Sterling? Thank you! NO NO NO - not a good idea. if you use a CC to withdraw cash from an ATM, interest rates start applying to your CC immediately. Link to comment Share on other sites More sharing options...
Rare Sthrngary Posted May 16, 2023 #3 Share Posted May 16, 2023 There are lots of YouTube video's on this subject. On cruise ships, especially with casino's I have gotten ATM and Cash advances many times. However, when you research on YouTube, you might find a better strategy when in another country. I would also talk to your band on fees when out of the country so you have no surprises. Cruise well and enjoy every moment. Link to comment Share on other sites More sharing options...
Flatbush Flyer Posted May 16, 2023 #4 Share Posted May 16, 2023 6 minutes ago, Sthrngary said: There are lots of YouTube video's on this subject. On cruise ships, especially with casino's I have gotten ATM and Cash advances many times. However, when you research on YouTube, you might find a better strategy when in another country. I would also talk to your band on fees when out of the country so you have no surprises. Cruise well and enjoy every moment. OP is asking about using a credit card - not an ATM card. 1 Link to comment Share on other sites More sharing options...
Rare Woofa Posted May 16, 2023 #5 Share Posted May 16, 2023 As far as I have read. Oceania ships have one ATM, it is in the casino and only pays out dollars. It is my impression that the desk can convert to other currencies although I do not know the types, the limit or the exchange rate (varies by day?). Someone may chime in who has experience with this or ask your TA to find out. 1 Link to comment Share on other sites More sharing options...
Rare LHT28 Posted May 16, 2023 #6 Share Posted May 16, 2023 1 hour ago, Guest said: I’ve read passengers can receive up to $300 or $500 advance against credit card. Has anyone used this option to receive Euro or Pound Sterling? Thank you! https://oceaniacruises.zendesk.com/hc/en-us/articles/360005405974-Can-I-use-my-credit-card-to-get-a-cash-advance-on-the-ship- 1 Link to comment Share on other sites More sharing options...
Poppie55 Posted May 16, 2023 Author #7 Share Posted May 16, 2023 Yes I saw that part. Just wanted to know is the”Cash” could be in Euro and/or pound Sterling. Thanks all for your reply’s! Link to comment Share on other sites More sharing options...
Rare LHT28 Posted May 16, 2023 #8 Share Posted May 16, 2023 12 minutes ago, Guest said: Yes I saw that part. Just wanted to know is the”Cash” could be in Euro and/or pound Sterling. Thanks all for your reply’s! Most places in Europe take CC If you have a credit card that does not charge a FTF use it or if your debit card works out of Country you could get cash from onshore ATM's I had a travel bank account with minimal amount in it & a debit card for that account incase I needed cash along the way I could transfer funds into it from another account if I was running low But most of the time a CC will work In Norway they even took CC's for Ice cream cones ..( I did have some local cash ) If you want local currency maybe your bank can get some for you We have Foreign exchange places at the mall where we will get some small amounts for pocket money 1 Link to comment Share on other sites More sharing options...
Rare Acrusa Posted May 16, 2023 #9 Share Posted May 16, 2023 About 10 yrs ago got cash with my CC at reception and they chait as a purchase. Last year on Riviera asked for cash reception told me to go to casino and use my atm card. 1 Link to comment Share on other sites More sharing options...
Rare the more ports the better Posted May 17, 2023 #10 Share Posted May 17, 2023 There is an ATM in the casino with a minimal charge. My bank, Chase, doesn’t charge a foreign fee so much cheaper than guest services. Link to comment Share on other sites More sharing options...
basor Posted May 17, 2023 #11 Share Posted May 17, 2023 1 minute ago, the more ports the better said: There is an ATM in the casino with a minimal charge. My bank, Chase, doesn’t charge a foreign fee so much cheaper than guest services. But does the ATM give our USD or pounds like the OP was asking? I think, but can't confirm, it is USD 1 Link to comment Share on other sites More sharing options...
Rare LHT28 Posted May 17, 2023 #12 Share Posted May 17, 2023 2 minutes ago, the more ports the better said: There is an ATM in the casino with a minimal charge. My bank, Chase, doesn’t charge a foreign fee so much cheaper than guest services. What currency does the ATM dispense? Link to comment Share on other sites More sharing options...
Flatbush Flyer Posted May 17, 2023 #13 Share Posted May 17, 2023 Just now, basor said: But does the ATM give our USD or pounds like the OP was asking? I think, but can't confirm, it is USD USD = “coin of the realm” on O ships. Link to comment Share on other sites More sharing options...
Flatbush Flyer Posted May 17, 2023 #14 Share Posted May 17, 2023 3 minutes ago, the more ports the better said: There is an ATM in the casino with a minimal charge. My bank, Chase, doesn’t charge a foreign fee so much cheaper than guest services. I think some folks are missing the key issue related to OP’s post: S/he is asking about using a credit card to get the money. It’s not the possible FTF or ATM bank fees that will kill him. It’s the start of immediate interest accrual on the CC balance when you use it for a cash withdrawal. 1 Link to comment Share on other sites More sharing options...
basor Posted May 17, 2023 #15 Share Posted May 17, 2023 3 minutes ago, Flatbush Flyer said: I think some folks are missing the key issue related to OP’s post: S/he is asking about using a credit card to get the money. It’s not the possible FTF or ATM bank fees that will kill him. It’s the start of immediate interest accrual on the CC balance when you use it for a cash withdrawal. and she wants Euros or Pound Sterling..... Link to comment Share on other sites More sharing options...
NewSalty Posted May 18, 2023 #16 Share Posted May 18, 2023 On our recent Sirena cruise to Portugal, we were able to get 100 Euros in cash at the reception desk, and have it charged against our onboard account. There was a 3% or 4% charge for this, but that included the currency exchange fee. Since we settled the account with a cash-back card that nets me 4.5% in the end, it was a no-brainer. 1 Link to comment Share on other sites More sharing options...
Poppie55 Posted May 19, 2023 Author #17 Share Posted May 19, 2023 Thank you NewSalty! Link to comment Share on other sites More sharing options...
jennybenny Posted May 19, 2023 #18 Share Posted May 19, 2023 I happen to be on board on Vista right now and had to get Euros from reception because casino ATM only gives USD and we needed euros for an excursion. The euros we purchased were added to the on board charge account, I confirmed there is NO cash advance fee from credit card, and the balance will be settled to credit card as if it was an onboard purchase. O charges a fee but it’s far cheaper than using a ATM on shore. Just wanted to share our experience. 1 Link to comment Share on other sites More sharing options...
Rare the more ports the better Posted May 24, 2023 #19 Share Posted May 24, 2023 ATM’s in Europe are not expensive. Just make sure your account has no foreign transaction fee. Be sure to go to a bank not a euronet machine. They are highway robbery! Typically $500 euro is only a few dollars at a bank. Link to comment Share on other sites More sharing options...
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