Yes that is pretty much $400. For beverage pkg. and $400. For excursions. You may still bring alcohol on board and you didn’t mention if you buy any O excursions. I am sure there will still be sales as all cruise lines do this to fill cabins. This change has been much discussed and analyzed on this forum. It still gets down to itineraries, dates, size of ship etc. as well as price. You may find a similar itinerary on another line but suppose it’s a giant ship and you prefer smaller? I found my next cruise on Vista with Simply More an increase but my husband drinks and we found the excursions similar in price to private so it worked out. I think we will all do the usual math in the future. I am envious of your travels looks like you are able to do one a month! Enjoy your journeys!