ultimate_jatt Posted May 29, 2012 #1 Share Posted May 29, 2012 My credit card comes with travel medical insurance as well as trip interruption/flight delay. We set sail this Sunday on Victory. Is it necessary to purchase additional travel insurance for a cruise or will my credit card's medical do. Background: I'm canadian and have used this for travelling to the states. Sent from my BlackBerry 9000 using Tapatalk Link to comment Share on other sites More sharing options...
cruiseco Posted May 29, 2012 #2 Share Posted May 29, 2012 Is it necessary to purchase additional travel insurance for a cruise or will my credit card's medical do. Without knowing how much they'll pay and under what circumstances it's impossible to say. Link to comment Share on other sites More sharing options...
paul929207 Posted May 29, 2012 #3 Share Posted May 29, 2012 Some of the things covered by travel insurance usually include: Emergency medical evacuation Trip interruption both for illness or injury to the insured and for death or illness of close family at home. Link to comment Share on other sites More sharing options...
omeinv Posted May 29, 2012 #4 Share Posted May 29, 2012 I've got several credit cards with a travel insurance benefit. Every single one of mine specifically excludes cruises. You definitely would want to read the actually policy for limitations. Harris Denver, CO Link to comment Share on other sites More sharing options...
cb at sea Posted May 30, 2012 #5 Share Posted May 30, 2012 If you're about to set sail, it's too late to buy insurance from a real insurance company. Generally, you have to purchase within 10 days of your booking date. If your credit card offers insurance...that's what you've got! Hopefully, you won't have issues that require insurance at all! Link to comment Share on other sites More sharing options...
cruiseco Posted May 30, 2012 #6 Share Posted May 30, 2012 If you're about to set sail, it's too late to buy insurance from a real insurance company. Generally, you have to purchase within 10 days of your booking date. All of the major insurers will be happy to sell you a policy up until the day prior to your departure. You won't be eligible for benefits like coverage for pre-existing medical conditions but the medical, emergency evac, trip cancellation/evacuation (if you buy that coverage), travel delay, etc will all be available to you. Link to comment Share on other sites More sharing options...
Rare Keith1010 Posted May 31, 2012 #7 Share Posted May 31, 2012 If you're about to set sail, it's too late to buy insurance from a real insurance company. Generally, you have to purchase within 10 days of your booking date. If your credit card offers insurance...that's what you've got! Hopefully, you won't have issues that require insurance at all! You only have to purchase insurance within a short window after you book the cruise to cover a pre-existing condition. Otherwise, with most private plans you can purchase it anytime prior to the start of the cruise. Keith Link to comment Share on other sites More sharing options...
Rare Gail & Marty sailing away Posted May 31, 2012 #8 Share Posted May 31, 2012 We always buy extra INS. Link to comment Share on other sites More sharing options...
ultimate_jatt Posted May 31, 2012 Author #9 Share Posted May 31, 2012 Thanks everyone...credit card has more than enough medical insurance and trip interruption. Trip cancellation not issue since leaving in 48 hrs. Sent from my BlackBerry 9000 using Tapatalk Link to comment Share on other sites More sharing options...
SeaSickSue Posted June 1, 2012 #10 Share Posted June 1, 2012 Hi Keith: will you provide specifics: provider and plan(s) ? Thanx. Bewildered Bob Link to comment Share on other sites More sharing options...
Rare Gail & Marty sailing away Posted June 6, 2012 #11 Share Posted June 6, 2012 We buy extra Ins.. Link to comment Share on other sites More sharing options...
HImom Posted June 14, 2012 #12 Share Posted June 14, 2012 What credit cards still provide travel insurance, particularly those that include cruises in their coverage? Several of my credit cards used to offer it but no longer provide it. Thanks for any details anyone can provide. Link to comment Share on other sites More sharing options...
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