anything other than MedJet Assist?

[iamheisenberg]

Sorry, but you are incorrect. Electrode issues can occur in the potential malfunctioning of medical devices either external or implanted within the brain, heart, etc., for example.

Or this:

 

 

Happy Halloween!

[Suite Travels]

I resemble that picture.

[Pam]

I have two close friends who have had to use Medjet, and the assistance was invaluable. I (and my late husband) have been a member for years; could have paid for evacuation a couple of times, probably, but wanted the peace of mind.

[Keith1010]

This might have been mentioned earlier and I apologize if it was.

 

On Cruise Critic there is a Cruise Travel Insurance Board and just like on this board where some folks are savvy when it comes to Cruising and to Regent there are some folks knowledgeable on that board with insurance so it might be worth posting this on that board to see if anyone has other recommendations for you.

 

This link will take you to that board.

 

http://boards.cruisecritic.com/forumdisplay.php?s=&daysprune=-1&f=635

 

Keith

[poss]

Good of you to mention this, Keith. I'd checked on the Insurance board as well as the Regent board, but I think you're correct that others may not have thought to do so. I tend to check things out on the Regent board first (even for port suggestions) and then cross-reference with other places on CC (and other sites).

[poss]

It appears that CSA includes $250,000 evacuation insurance. That seems pretty good. I'm thinking now that perhaps we wouldn't need to buy expensive MedJet insurance on top of the costly CSA policy. But I will contact ship insurance store on Monday.

Edited October 30, 2016 by poss

[xrvlcruiser]

I think I am one of Keith's examples:

 

I used MedJet Assist about a year ago - I was on vacation with my family in Puerto Vallerta when in the late afternoon, I fell. I was taken to a new hospital/clinic quite close by - in the same complex with a casino - where I was examined and x-rayed. Indeed, my hip was broken.

 

I spent the next 24+ hours there while my kids made all the arrangements for me to be transferred to my local hospital.

 

For Medjet Assist to come to get me, I had to have a specific doctor to accept me and to have the hospital where he was accept me as well. That was all accomplished.

 

At 8pm, I was taken from the PV hospital by ambulance to the local airport where a Lear jet with 2 pilots, a nurse and a paramedic was waiting for my son and me. We flew - non-stop - from Mexico to Westchester County, NY - we arrived at 4am - where I was again met by an ambulance and was taken to my hospital of choice.

 

The only "limitations" were:

1. I had to have a specific hospital and doctor to receive me where I was taken.

2. My policy for the next 12 months had some limitation regarding my specific issue - if I had a problem due to my hip within that time-frame, it would not be covered - this was MJA - not other insurance.

 

Everything was done efficiently and in the time frame discusses. I had no issue with any of MedJetAssist's service. And understand the 12 month limitation.

Edited October 30, 2016 by xrvlcruiser

[JVilleGal]

It appears that CSA includes $250,000 evacuation insurance. That seems pretty good. I'm thinking now that perhaps we wouldn't need to buy expensive MedJet insurance on top of the costly CSA policy. But I will contact ship insurance store on Monday.

 

 

Please know I these are two very different kinds of evacuation. Totally different but of course any coverage bets none at all.

 

The CSA coverage has I believe will get you nearest reasonable (there Idea of reasonable snd your are not the same) hospital. Medjet will take you to the hospital of YOUR choice.

 

At the very least please make sure you completely understand how one Medical Evac vs Medjet work.... there is a huge difference!

 

 

Sent from my iPhone using Forums

[poss]

Thanks very much, JVilleGAl. In fact when I asked my TA about evacuation, that important detail was not mentioned: just that CSA had good evacuation coverage. Of course, I know I must read the various policies very carefully myself, but since I'm not good at this sort of thing, I inquired here. I'm very grateful.

[JVilleGal]

The devil is in the details! Both are good but one or the other may be a better fit after exploring both.

 

 

Sent from my iPhone using Forums

Edited October 30, 2016 by JVilleGal

[Global Rescue]

“This posting of this message has been cleared by Cruise Critic’s Community Manager – Questions? Community@cruisecritic.com”

 

Global Rescue here. If you, as a Global Rescue member, experienced a medical emergency while on board the cruise ship, we would refer you to the medical staff on the cruise ship and have you disembark at the closest port. Our Medical Operations team would coordinate with medical staff on board your ship, the port where you disembark, the evacuation providers from the port, and the receiving medical facility to make sure the evacuation occurred as quickly as possible. Once you are stabilized at the receiving facility, Global Rescue would also be able to evacuate you to your home hospital of choice should you require further hospitalization

 

An Extended Plan membership is available to those age 75-85, and provides identical benefits to our base membership without any activity restrictions. The price of an Extended Plan membership is roughly double that of our base membership. That cost is dictated largely by our underwriters, who set prices based on risk experience (established by groups, not individuals). For those older than 85, we have another membership option, which is a fee-for-service option.

 

We’re available to answer each and every one of your questions. Our website is http://www.globalrescue.com. Safe travels to all.

[Suite Travels]

I don't see any difference from MedJet services.

[Pam]

I don't think it measures up to MedJet. I see some qualifying words that I don't see in MedJet.

[Anna B.]

Hi Poss, I am exhausted after multiple 1:00 a.m. World Series games, but will still try to post an answer that makes sense. Al and I both have Medjet, but when we checked for my Mom (age 87) it was prohibitive. One thing about Medjet is you must be admitted to a hospital near the port where you have left the ship. After evaluation you will be evacuated to the hospital of your choice in the US. There is another kind of insurance - check with our TA -that is much, much cheaper. It offers evacuation from the ship and transport home to the destination of your choice. It doesn't cover cancelation before embarkation, but has been a good option for us. It's offered through CSA for next to nothing. It's a great deal if you are interested in evacuation only.

[Pam]

Kathy, what method is the transport home? That might be the price difference; MedJet is there for a person who is ill or injured enough to need a hospital; they transport you from the foreign hospital to your hospital, with medical equipment and staff onboard. If the one you are mentioning does that, I'd love to get some details because I am going to approach the prohibitive age soon, as fast as time is flying.

[Cruisermann]

Are there any -plans available that provide for transfer to a hospital in the US as compared to most who provide for transportation to the "closest facility"

[Anna B.]

Pam, I have looked and looked for the information I had on this and apparently haven't kept any records. We went through the Panama Canal a couple of years ago and I bought the evacuation only insurance from CSA because I knew we wouldn't be canceling. "Our" mutual TA assured me this would avoid a hospital stay and I would be flown home. I don't know how, but it probably depends on where you are. The second time I used it was for my Mom for the Baltic. Not only was MedJet prohibitive, so was CSA due to her age. Again I opted for the evacuation only which was about $140. I think. Sorry I can't offer more help.

Edited November 4, 2016 by Anna B.
spelling

[Pam]

Cruisermann, MedJet transfers you from the "closest facility" to your home hospital.

 

Cathy, thanks! If and when I travel again, I'll look at various places for something like that.

Edited November 4, 2016 by Pam

[Cruisermann]

I know about Medjet but do any of the traditional travel policies get you "home" as opposed to the "closest facility".

[Pam]

I'm sorry, I don't know the answer to that question.

[poss]

I'm appreciating all the input on this thread. Kathy (hi!), I will contact our TA next week, though I think that when I asked about evacuation possibilities, I didn't get very far.

 

I am so illiterate when it comes to things like this. I read and read-- and it all just makes my head swim. I think probably the best bet for me is to contact "Trip Insurance Store," and let them figure it all out. Thing is: Finally I'm going to have to really understand the ins and outs, but maybe they can break it down carefully enough so that even moi might understand. The "over-85" thing makes mucho problems, but cruising is one of the few kinds of vacations that dear Jack still feels comfortable engaging in (more or less), so I'm hoping that we can continue as long as possible.

Edited November 5, 2016 by poss

[Cruisermann]

Here is the dilemma as I see it. Medjet will get you home but offers no medical coverage. The standard travel policies offer medical coverage but will not necessarily get you home. It seems like you need two policies to be fully covered get you to a hospital at home in the event of a serious illness or accident.

[Anna B.]

I'm going to stop commenting on this because I feel that I am way outside of the realm of my knowledge, but Cruisermann, I believe you are mistaken about both policies. The best thing to do is talk to your travel agent or the insurance company and read the fine print. This is their job - to take care of people in need of assistance, and from what I have heard they all do it well, albeit differently and at different price points. ( Hi to you, Poss! I agree with your husband - there is something about cruising that makes me feel very safe and very comfortable! Take care!)

[Suite Travels]

My last comment as well. Evacuation insurance is completely different from medical. Some policy's cover both but not expedited or repatriation to your hospital. It is your fiduciary responsibility to read and understand your policy as they have given you full disclosure of their responsibilities. MedJet is clear cut and they will be happy to answer any question you may have.

[Cruisermann]

Spoke several times with InsureMyTrip which is where I received my information. Agree with the comments on Medjet but they cover transportation and not medical but perhaps I'm wrong on all counts.