Mary229

The US program is voluntary, the Canadian program is not

Old folks have been dying and getting sick on cruise ships for years, yet now you notice. Look I think everyone in the vaccinated world is done with the dictates and feels if you are an adult it is up to you to assess your own risks. The notion that the cruise line or anyone else is responsible for anyone’s medical conditions if overreaching. Should you cruise! talk it over with your own personal physician. Can you imagine if businesses started barring people because of their assumed health, what a nightmare

This is what I do. There will always be unexpected gains from a well diversified portfolio with some mutual funds. Offsetting losses accomplishes both the tax savings but it also takes potentially dead money and has it earning again. CCL, for me, is strictly an OBC generator. Without a benefit it has no place in my portfolio. I need 100 shares and I would rather own them at the lowest sensible value. Currently the benefit has been voted for and ratified until 2023 and I have all of my OBC’s in place. I agree with others in that you shouldn’t be paying off cruises in advance of final payment. For me most of my cruises are locked in with the FCD, with a total cost of $100 to $300 per person until final payment. A minor loss even if irritating. The 60 to 90 day window should be enough visibility with the CCL brands. In the past I only ever had 1 cruise booked at a time. I did change that, I know have 4 or 5 booked with the FCD program as an inflation hedge. My prices are now locked as I expect fares to increase rapidly very soon. I hardly expect any CCL brand to run like a fugitive, any sale or merger would be a publicly announced event.

🤣🤣🤣🤣🤣

I obviously don’t trust them. They are selling a product. Sometimes it is because they own stock, sometimes because their firm owns puts, sometimes because they are financing the debt. They are NOT disinterested parties.

They are not always right. Lots of hedge funds are going belly up when only last year they were the media darlings. Do your own research, listen to solid advice - the financial press is noise and meant to bait. I would never in my wildest dreams buy or sell based on a single analyst’s word. MS is not special anymore than the thousands of other analysts that are publishing reports. Many sites, including Yahoo Finance, show upgrade/downgrade/neutral calls. You will find as many of each if you do your research and of course, all from significant and important specialists; WTH that is. Much of what some thoughtful people in this forum have said it true but those folks are not asking you to view it as investment advice. BTW, if you are interested you can pore over everything. Everything is available at the SEC website.

I don’t think there will be a final blow to the industry. Cruising will remain. My view of the stabilized remaining industry on the other side assumes what many of us have said since 2020 and I continue to say. Cruising will not be the “affordable” vacation for many years. It will become either exotic voyages for travelers, get aways for the well to do or transoceanic transportation to compete with first class air transportation. If you plan to do the Caribbean for $499 a week, it is not going to be available. The affordable vacation is there now while they sort it out and generate cash flow and it will return years down the road but I think between 2024 and 2027 you will see a significant shift.

My DH was never be mistaken for a fashion expert but he has his peculiarities. I saw some the other day at Sam’s and I will also take a look at the ones Costco sells.

It is beyond me why any serious investor would give so much regard to a single analyst upgrade or downgrade.

I am trying to fit some botanical gardens into an upcoming cruise. I noted that Barbados has a few. Does anyone have any recommendations or advice. I would like to spend at least a few hours, maybe more, at the gardens. Which garden? Recommendations on transportation or guide service? Thank you.

Maybe this is the wrong forum but I find so many great sources here. I am thinking ahead to our Amazon trip. I have found light weight long pants for me but am having difficulty finding them for John. Mine are super lightweight, quick dry and with handy zip up pockets. Most of the athletic wear like Nike and Reebok is too heavy. I am looking for material about the weight of basketball shorts. Does anyone have recommendations? Thank you