grapau27

Once you have medical issues the price goes up significantly. We priced a single USA cruise trip policy in January and it was expensive so went with the annual worldwide cruise policy.

Thank you @Megabear2. This is exactly what we were told from 2 different holiday insurers. It is not worth the risk of having a claim refused by not disclosing every doctor and hospital appointment especially as they will check if you make a claim.

Many thanks Sandi @StLouisCruisers and Rich for supplying the Daily and fleet reports. Welcome home Rich @richwmn. Nurses like doctors deserve our respect and thanks for how they look after us especially when we are in hospital. An interesting quote. TO'Day's food and drink sound okay. Good wishes for improved health to all of the Dailyites who are unwell. I hope everyone has a nice day.

Unfortunately they do and I have proof with our travel insurance policy. A minor ailment which the doctor said was nothing the insurance company added £50 to our policy at renewal. Insurance company want you to report any medical issues when you take out the policy plus any extra issues once you have the policy as they claim if you don't it will invalidate your insurance.

Thank you MJ. I'm happy to hear you and your husband have a good life filled with love. You are a lovely couple. Graham.

Thank you. This was us in Spain.

I'm sorry to hear that. Paulines childhood home where her brother still lives had fields behind it but there is several hundred houses there now.

South Pacific sounds amazing. I hope you have a fantastic cruise @aussielozzie18.

I'm really pleased to see you posting Dani @dani negreanu. Happy 40th birthday to your son. yom huledet sameach

Thank you Maryann. She has been like a daughter all of her life and we are in daily contact. She has been to WDW Orlando with us as well as 6 times to our favourite hotel in Spain etc. It is definitely your sister's loss Maryann that she doesn't speak to you.

Absolutely Beautiful MJ. We have a gardener who looks after the high conifers once a year. Pauline likes to do the garden. I used to but my severe arthritis prevents me now. I used to pay her sister weekly to do all of the gardening until they cut ties with their daughter our Sarah, Pauline,me,her brother and her late mam 7 years ago.

I pray and hope Dani @dani negreanu checks in soon to let us know she is safe and well.

We never asked because it was not necessary for us. Pauline is still working so 7 or 14 night holidays fit in her leave schedule.

Lovely skin and youth full looks runs in her family. Her late mam looked 70 when she was in her mid 90s. Photo 2 weeks ago on MSC Virtuoso.

Pauline was 19 when we moved in 42 years ago and when anyone came to the door she was always asked if her Mam was in because she looked so young.

Thank you @voyager70. View from the bottom of the garden.

Sending you and Jim our Prayers 🙏 and good wishes Maryann for good health. Graham.

Thank you Maryann. We have lived here 42 years.

Thank you I wasn't aware of this. Ours doesn't expire until next January.

Annual policy. 30 day maximum trip length. Single trip insurance is not much cheaper.

Thank you Greg. We need them. Paulines sister lives next door.

Thank you always for your very kind comments. This is the view from our back door. Graham.

My arthritis is a big factor too plus having 2 facial basal cell skin cancers removed and 2 cataracts removed. Once the ops were done and I was given the all clear which I now have they indicated next year all being well will be cheaper for Europe.

Sandi @StLouisCruisers both yours and Lendas photos are immensely helpful to me. Some of the ports make me feel we want to go but some like the Amazon which is probably 15 hours flight away is not for us and I really appreciate seeing both yours and Lendas photos which are interesting but confirm we would not want to go. Personally I would jump on Rich's ship and do the world cruise if Pauline was fully retired.

Our travel insurance went up £500 when we changed from Europe and cruising last year to rest of the world including USA and cruising this year. All clear was £850,Stay sure wanted £1200. Next year we will probably go back to Europe at £350. One thing to remember when getting a new policy if you go to the doctor and need a second opinion because he can't diagnose what it is insurance won't insure you until you have a definite diagnosis.