bigdawgs Posted April 10, 2019 #1 Share Posted April 10, 2019 We recently booked our flights with Choice Air. The fare is listed as “Refundable with Penalties”. It does not state what the penalties are. The reason I am asking is when purchasing trip insurance, how do we calculate the total cost of the trip? We do not want to buy more insurance than is needed especially if the airlines refund the majority of the airfare. Any insight would be appreciated. Larry Link to comment Share on other sites More sharing options...
Rare mom says Posted April 10, 2019 #2 Share Posted April 10, 2019 Wouldn't it be simpler and more reliable to just call Choice Air and ask what the penalties are? Link to comment Share on other sites More sharing options...
39august Posted April 10, 2019 #3 Share Posted April 10, 2019 Depends on the airline and price. Once Choice Air told me the penalty was $150 pp and another time it was $200 pp. I would call and ask. Also, are you aware that if you purchase the cruise line's travel insurance it also covers your airfare and air travel expenses like lost luggage and trip interruption? The medical and evacuation is low, but we purchase an annual med and evac policy that is very inexpensive. If you travel a lot, you might want to look into that. Link to comment Share on other sites More sharing options...
tallnthensome Posted April 10, 2019 #4 Share Posted April 10, 2019 Have you tried this question in the trip insurance forum? Link to comment Share on other sites More sharing options...
realnice46 Posted April 10, 2019 #5 Share Posted April 10, 2019 It always upsets me when people choose not to answer the question asked instead telling them what they ought to do. In following Cruise Critic for a while now, some of the the boards are not very active, so you have to ask a question in multiple places to receive an answer., especially the Roll Calls they are for the most part not very active anymore. Sorry to get on my soapbox but I always feel bad for the people asking a question and instead getting a lecture. 7 Link to comment Share on other sites More sharing options...
justcrusn Posted April 10, 2019 #6 Share Posted April 10, 2019 The worst is “search engine” guy who asks if you tried the search engine! But seriously i prefer to think people are offering what advice they can, if they don’t know the answer (and in this case it varies) they recommend where you can go to find out. No one on here actually knows their specifics, so you aren’t going to get a direct answer anyway. 1 Link to comment Share on other sites More sharing options...
mek Posted April 10, 2019 #7 Share Posted April 10, 2019 1 hour ago, justcrusn said: The worst is “search engine” guy who asks if you tried the search engine! But seriously i prefer to think people are offering what advice they can, if they don’t know the answer (and in this case it varies) they recommend where you can go to find out. No one on here actually knows their specifics, so you aren’t going to get a direct answer anyway. Well, I think the search engine stinks, so I don't blame anyone for not using it. Link to comment Share on other sites More sharing options...
bigdawgs Posted April 11, 2019 Author #8 Share Posted April 11, 2019 Thank you, everyone. I went on the Choice Air website and found that the penalty for cancelling my refundable fare is $200 pp, which makes the total cost of our trip for insurance purposes a lot lower, resulting in a lower cost for trip insurance. Once again, thank you. Happy travels. Larry 1 Link to comment Share on other sites More sharing options...
Pickels Posted April 11, 2019 #9 Share Posted April 11, 2019 On 4/10/2019 at 11:22 AM, bigdawgs said: We recently booked our flights with Choice Air. The fare is listed as “Refundable with Penalties”. It does not state what the penalties are. The reason I am asking is when purchasing trip insurance, how do we calculate the total cost of the trip? We do not want to buy more insurance than is needed especially if the airlines refund the majority of the airfare. Any insight would be appreciated. Larry You can always upgrade your policy. For example, your policy will cover your cruise but, you can't add the cost of your airline flight because it's to soon. As soon as you can reserve your airline flights, you can add the cost to your policy. Link to comment Share on other sites More sharing options...
bigdawgs Posted April 11, 2019 Author #10 Share Posted April 11, 2019 Thanks. We’ve already purchased our airline tickets. i now know how much insurance to buy. Thanks for your advice. Larry Link to comment Share on other sites More sharing options...
wrk2cruise Posted April 11, 2019 #11 Share Posted April 11, 2019 3 hours ago, Pickels said: You can always upgrade your policy. For example, your policy will cover your cruise but, you can't add the cost of your airline flight because it's to soon. As soon as you can reserve your airline flights, you can add the cost to your policy. In fact the policy I buy requires you to increase the trip cost within 21 days of the additional non-refundable outlay to retain the pre-existing condition waiver. Link to comment Share on other sites More sharing options...
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