Fouremco Posted April 16, 2019 #26 Share Posted April 16, 2019 4 minutes ago, catl331 said: No, just convert from CAD to Euro. If $100 US gets you 80 E on the ship, then to get that same 80 E with CAD it would be 120.65. Or 100 CAD gets you 66.30 E. That works if K'dam uses the same rate for conversion as xe.com, but I don't think that's the case. For example, per VMax1700, K'dam's conversion is 100 USD = 80 EURO, whereas xe.com's conversion is 100 USD = 88.57 EURO. Link to comment Share on other sites More sharing options...
Hawaiidan Posted April 16, 2019 #27 Share Posted April 16, 2019 23 hours ago, catl331 said: I'm talking about Martinique, St Martin, Guadeloupe, and St Barthelemy that use the Euro as their official currency, just as in Europe. No exchange loss. Spending money is not necessarily wasting money. You can buy things that you need or want anyway ... toiletries, wine, clothes, gifts for friends/relatives, etc, etc, etc Buying them on land usually costs less than on the ship. BTW I save the 1 and 2 Euro coins, not just the bills. Some helped pay for our taxi when we landed in Barcelona a couple of years ago. Yes....thats good if you want to spend cash......I try not to in order to get a great rate and earn FF miles on ever penny. Almost every cab I have taken in Europe in the past 4 years takes credit cards..... I have the same 100 euro in cash for over 4years.... In truth, today almost everyone even small vendors take cc. ..... Earn something extra from spending is my motto... you can too. As an aside many countries the US included is rapidly turning to a cashless society with in the next few years. Just try to buy a drink on an airline ! Link to comment Share on other sites More sharing options...
Rare Mary229 Posted April 16, 2019 #28 Share Posted April 16, 2019 I refuse to use ATMs so I use credit card for purchases. When traveling country to country with different daily change in currencies I might use HAL for a small amount of pocket change. I don’t worry about exchange rate. Link to comment Share on other sites More sharing options...
Fouremco Posted April 16, 2019 #29 Share Posted April 16, 2019 6 minutes ago, Mary229 said: I refuse to use ATMs In general or just when travelling? Any particular reason? Link to comment Share on other sites More sharing options...
Rare Mary229 Posted April 16, 2019 #30 Share Posted April 16, 2019 Just now, Fouremco said: In general or just when travelling? Any particular reason? I don’t use ATMs anywhere. I am so adamant about that that I have filed paperwork on each and every bank account that debit nor ATM cards are to be issued and ATM use is not allowed. Some credit cards do allow you to get a finance-fee-free cash when you purchase, notably Discover card but there are others. Link to comment Share on other sites More sharing options...
Rare VMax1700 Posted April 16, 2019 #31 Share Posted April 16, 2019 5 hours ago, Fouremco said: As OP is Canadian, do you have the CAD rate? Ok i asked and get this! Front desk says the system is american so for 100 cad i would get 55 euro and 76 cents american. Multi currency in a multi cultural world! Link to comment Share on other sites More sharing options...
Fouremco Posted April 16, 2019 #32 Share Posted April 16, 2019 1 minute ago, VMax1700 said: Ok i asked and get this! Front desk says the system is american so for 100 cad i would get 55 euro and 76 cents american. Multi currency in a multi cultural world! LOL. Thanks for asking. FWIW, the XE currency app is currently giving a rate of $100 CAD = £66.36, significantly better than HAL's £55 (plus $0.76 USD)! Personally, I'll stick to ATM withdrawals ashore. Espero que hayas tenido un buen paseo. Link to comment Share on other sites More sharing options...
Rare VMax1700 Posted April 16, 2019 #33 Share Posted April 16, 2019 16 minutes ago, Fouremco said: LOL. Thanks for asking. FWIW, the XE currency app is currently giving a rate of $100 CAD = £66.36, significantly better than HAL's £55 (plus $0.76 USD)! Personally, I'll stick to ATM withdrawals ashore. Espero que hayas tenido un buen paseo. It's a bit looney (and tooney!). Muchas graçias y buenas tardes/noches! Link to comment Share on other sites More sharing options...
Rare *Miss G* Posted April 16, 2019 #34 Share Posted April 16, 2019 XE only quotes mid-market rates. Transactional rates will be higher. Link to comment Share on other sites More sharing options...
Rare *Miss G* Posted April 16, 2019 #35 Share Posted April 16, 2019 On 4/14/2019 at 10:53 PM, jkrislc said: I've been cruising in Europe twice a year for the past few years. Almost everything can be purchased with a credit card; just make sure that you have one that does not charge foreign transaction fees. For Euros, which are useful for street vendors, small items, etc., your best bet is to use an ATM to withdraw the money as the exchange rate will be better and you won't need to pay any transaction fees. An alternative is to check with your bank or local AAA to pick up a small amount of money, but note you'll pay a 10-20% charge in conversion costs. Canadian banks do not charge a conversion fee. 1 Link to comment Share on other sites More sharing options...
catl331 Posted April 20, 2019 #36 Share Posted April 20, 2019 On 4/16/2019 at 12:04 PM, Hawaiidan said: Yes....thats good if you want to spend cash...... Earn something extra from spending is my motto... you can too. Yes, we use a credit card as much as possible both at home and when traveling ... but what I am talking about is what to do with "left over" Euro. Link to comment Share on other sites More sharing options...
Rare Mary229 Posted April 20, 2019 #37 Share Posted April 20, 2019 1 hour ago, catl331 said: Yes, we use a credit card as much as possible both at home and when traveling ... but what I am talking about is what to do with "left over" Euro. That is when the ship conversion comes in handy. If you have no use for them and couldn't find a chocolate bar to buy with them it really doesn't matter what the conversion rate is, right? I can usually buy a lot of good Euro chocolate, I convert euros to fat😁 Link to comment Share on other sites More sharing options...
catl331 Posted April 20, 2019 #38 Share Posted April 20, 2019 6 minutes ago, Mary229 said: That is when the ship conversion comes in handy. We often give them to stewards. Since the Euro is 12% higher than $US, even if they have to pay a 5% to 10% exchange premium at some time, they're still ahead getting 20€ instead of $20. 2 Link to comment Share on other sites More sharing options...
iancal Posted April 21, 2019 #39 Share Posted April 21, 2019 We don't buy currency at home from a bank or on the ship. Our best rates have always been to take our currency and exhange it in country...but never at an airport or train station. Sometimes we buy a little from a foreign exchange store at home prior to leaving. For very small amounts the differences can be minor. It really depends on how much you need. 1 Link to comment Share on other sites More sharing options...
Cruise-Crazzy Posted April 21, 2019 #40 Share Posted April 21, 2019 I always try to have left over Eros at the end of my trips to Europe. Then I have an excuse to return. Link to comment Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now