amajaa Posted June 21, 2019 #1 Share Posted June 21, 2019 I expect this question has been asked before, so apologies to any one that is annoyed with me asking again. But how do you go about buying shares, I just phoned Equiniti as we have Santander shares from way back when they took over one of the Building Societies we were with so didn’t have to buy them ourselves. Anyway they quoted me quite a high dealing charge if we bought through them. What have those with shares done? I also noticed some companies quote a monthly fee which doesn’t sound good to me. Please excuse my apparent ignorance on this. Link to comment Share on other sites More sharing options...
BrianI Posted June 21, 2019 #2 Share Posted June 21, 2019 (edited) There are a few on line share dealing companies that enable you to hold shares in a nominee account. Avoid any that charge a maintenance fee. Cost to purchase is around £12-£14 plus 0.5% stamp duty Don't think we are allowed to name any company but if you google ‘on line share dealing’ you will get some Brian Edited June 21, 2019 by BrianI Link to comment Share on other sites More sharing options...
wowzz Posted June 21, 2019 #3 Share Posted June 21, 2019 One of the advantages of using Equiniti is that it is much easier to claim your obc from P&O. However, as has been said, their dealing costs are pretty high. Link to comment Share on other sites More sharing options...
BrianI Posted June 21, 2019 #4 Share Posted June 21, 2019 (edited) There is no problem in claiming your OBC from a nominee account. I just email a current statement showing my holding. Usually get confirmation back the next day, sometimes the same day. Brian Edited June 21, 2019 by BrianI 1 Link to comment Share on other sites More sharing options...
robin13 Posted June 21, 2019 #5 Share Posted June 21, 2019 I have no idea how it works in the UK but here in the US we just buy them through a brokerage company. And now is a great time to buy as yesterday the stock went down like 4%. I'm so excited as I get to use my stockholders OBC on P&O. Unfortunately I will only get £60 where in the US I would have gotten $100 but every little bit helps. Link to comment Share on other sites More sharing options...
funinhounslow Posted June 23, 2019 #6 Share Posted June 23, 2019 It isn't usually a good idea to buy shares for the "perks" though. Carnival have gone from £50 to £34 within the past year. That's quite a hit if you have the 100 necessary for "free" OBC - you'd have to go on quite a few cruises to offset that loss... 1 Link to comment Share on other sites More sharing options...
pete14 Posted June 23, 2019 #7 Share Posted June 23, 2019 3 minutes ago, funinhounslow said: It isn't usually a good idea to buy shares for the "perks" though. Carnival have gone from £50 to £34 within the past year. That's quite a hit if you have the 100 necessary for "free" OBC - you'd have to go on quite a few cruises to offset that loss... Timing is the key and although I am no expert, now is a better time than a week ago. I bought a few years ago when they were much less than today and we have had financial returns in the form of OBC and dividends that have made them an excellent buy for us. Whilst I agree that the perks are only a part of any decision to invest, for a regular P&O cruiser, they are a significant factor in whether to buy 100 shares or not. Link to comment Share on other sites More sharing options...
kruzseeka Posted June 23, 2019 #8 Share Posted June 23, 2019 8 minutes ago, funinhounslow said: It isn't usually a good idea to buy shares for the "perks" though. Carnival have gone from £50 to £34 within the past year. That's quite a hit if you have the 100 necessary for "free" OBC - you'd have to go on quite a few cruises to offset that loss... True but don't forget the dividends. Say, around £150 p.a. in round figures plus one 14 night cruise @ £150 obc is a 6% return on a £5,000 investment. Two cruises yields £450 on a £5,000 investment which is 9%. If you were to buy now at £3,500 dividends plus one cruise would generate about 8.8%. As already said, if you cruise with Carnival on a fairly regular basis it's not a bad return. For those who bought at rates well under £3,000, it's been better still. Of course as with any shares, it is a risk but if you are prepared to hang on to your investment - and carry on cruising 😁 then you are getting decent returns. It's certainly a better deal now than when the shares were around £5,000 for the necessary 100 shares. We bought ours with the share dealing arm if our high street bank. I think there was a set up fee and of course charge for subsequent share dealing but no other charges as far ad I'm aware. Link to comment Share on other sites More sharing options...
funinhounslow Posted June 23, 2019 #9 Share Posted June 23, 2019 20% drop in quarterly profit, Cuba travel ban, $20m dumping penalty, increasing price of oil and slowing bookings in Europe are the factors to consider (amongst others) when purchasing Carnival shares. OBC should be at the very bottom of that list... Link to comment Share on other sites More sharing options...
terrierjohn Posted June 23, 2019 #10 Share Posted June 23, 2019 24 minutes ago, funinhounslow said: 20% drop in quarterly profit, Cuba travel ban, $20m dumping penalty, increasing price of oil and slowing bookings in Europe are the factors to consider (amongst others) when purchasing Carnival shares. OBC should be at the very bottom of that list... If you bought now and sailed at least 28 days a year, then the OBC of £300 return on an investment of £3500 would put it at the very pinnacle of most investment lists. Link to comment Share on other sites More sharing options...
funinhounslow Posted June 23, 2019 #11 Share Posted June 23, 2019 13 minutes ago, terrierjohn said: If you bought now and sailed at least 28 days a year, then the OBC of £300 return on an investment of £3500 would put it at the very pinnacle of most investment lists. Only if you're confident the share price won't fall further. And you have to spend a significant amount to cruise for four weeks a year. The S&P index is up 18% this year by the way... Link to comment Share on other sites More sharing options...
Harry Peterson Posted June 23, 2019 #12 Share Posted June 23, 2019 24 minutes ago, terrierjohn said: If you bought now and sailed at least 28 days a year, then the OBC of £300 return on an investment of £3500 would put it at the very pinnacle of most investment lists. And if you'd bought last September and had to sell now, you'd take a loss of around £1500, dwarfing any additional OBC and dividends. As funinhounslow said, shareholder perks should be the last consideration in choosing shares. Link to comment Share on other sites More sharing options...
terrierjohn Posted June 23, 2019 #13 Share Posted June 23, 2019 (edited) 34 minutes ago, funinhounslow said: Only if you're confident the share price won't fall further. And you have to spend a significant amount to cruise for four weeks a year. The S&P index is up 18% this year by the way... But it's only back to the same level it was in September last year, markets go up and down just like individual shares and dividends, but OBC can be for life. Edited June 23, 2019 by terrierjohn Link to comment Share on other sites More sharing options...
funinhounslow Posted June 23, 2019 #14 Share Posted June 23, 2019 7 minutes ago, terrierjohn said: But it's only back to the same level it was in September last year, markets go up and down just like individual shares and dividends, but OBC can be for life. Well yes, I was just questioning your statement that 54 minutes ago, terrierjohn said: If you bought now and sailed at least 28 days a year, then the OBC of £300 return on an investment of £3500 would put it at the very pinnacle of most investment lists. And pointing out that investing in an index is generally a smarter investment choice than buying an individual stock. In order to get any significant value from the OBC perk you have to commit to at least a two week cruise with Carnival every year. So you're spending a couple of grand to access £150. My initial post was prompted by the comment that now is a "great time" to purchase Carnival shares - I am just not sure that the relatively modest OBC perk compensates for the significant capital risk... 1 Link to comment Share on other sites More sharing options...
davecttr Posted June 23, 2019 #15 Share Posted June 23, 2019 I bought my Carnival shares several years ago at £2200 and they are the best investment I have made to date. Share dividend plus one cruise a year gives a NET return of over 13%, Even if I don't cruise with Carnival I get over 6% NET on my investment. I bought mine via P&O and it is very easy to claim your OBC, just email your shareholder reference and cruise number and it is done! Link to comment Share on other sites More sharing options...
BrianI Posted June 23, 2019 #16 Share Posted June 23, 2019 1 hour ago, funinhounslow said: In order to get any significant value from the OBC perk you have to commit to at least a two week cruise with Carnival every year. So you're spending a couple of grand to access £150. If you are going to be cruising anyway then the OBC is a bonus. Don't forget that it is valid on any Carnival line, which includes Cunard, Princess, HAL, Costa etc. Brian Link to comment Share on other sites More sharing options...
wowzz Posted June 23, 2019 #17 Share Posted June 23, 2019 2 hours ago, terrierjohn said: If you bought now and sailed at least 28 days a year, then the OBC of £300 return on an investment of £3500 would put it at the very pinnacle of most investment lists. Yes, but the 28 days need to be split into two 14 day cruises. Link to comment Share on other sites More sharing options...
terrierjohn Posted June 23, 2019 #18 Share Posted June 23, 2019 18 minutes ago, wowzz said: Yes, but the 28 days need to be split into two 14 day cruises. Correct. Link to comment Share on other sites More sharing options...
amajaa Posted June 23, 2019 Author #19 Share Posted June 23, 2019 6 hours ago, davecttr said: I bought my Carnival shares several years ago at £2200 and they are the best investment I have made to date. Share dividend plus one cruise a year gives a NET return of over 13%, Even if I don't cruise with Carnival I get over 6% NET on my investment. I bought mine via P&O and it is very easy to claim your OBC, just email your shareholder reference and cruise number and it is done! I didn’t know P & O acted as a stockbroker for Carnival shares. How do you contact this particular part of P & O please? Link to comment Share on other sites More sharing options...
majortom10 Posted June 23, 2019 #20 Share Posted June 23, 2019 1 hour ago, amajaa said: I didn’t know P & O acted as a stockbroker for Carnival shares. How do you contact this particular part of P & O please? P&O will not sell you shares in Carnival plc you will have to contact a share dealing service company look online for best deals. Link to comment Share on other sites More sharing options...
Harry Peterson Posted June 23, 2019 #21 Share Posted June 23, 2019 15 minutes ago, majortom10 said: P&O will not sell you shares in Carnival plc you will have to contact a share dealing service company look online for best deals. You can't purchase shares direct from P&O, but you can from their registrars, and that's probably what the earlier poster had in mind. It's probably an expensive way of doing it, though. This might help: https://ask.pocruises.com/help/PO/before-you-sail/more-info-share-holder To purchase shares in Carnival Corporation and/or Carnival plc please contact your bank, broker or look online. Our Registrars are Equiniti Ltd and you may purchase Carnival shares from them on: 0371 384 2030 Equiniti will also help you with further share information regarding current share price, dividends, etc. You may also purchase a share certificate from Equiniti and once received and registered at this office, further proof of shares will not be required for future cruises. Link to comment Share on other sites More sharing options...
davecttr Posted June 23, 2019 #22 Share Posted June 23, 2019 1 hour ago, Harry Peterson said: You can't purchase shares direct from P&O, but you can from their registrars, and that's probably what the earlier poster had in mind. It's probably an expensive way of doing it, though. This might help: https://ask.pocruises.com/help/PO/before-you-sail/more-info-share-holder To purchase shares in Carnival Corporation and/or Carnival plc please contact your bank, broker or look online. Our Registrars are Equiniti Ltd and you may purchase Carnival shares from them on: 0371 384 2030 Equiniti will also help you with further share information regarding current share price, dividends, etc. You may also purchase a share certificate from Equiniti and once received and registered at this office, further proof of shares will not be required for future cruises. Yes, that is what I did, I don't remember it being expensive Link to comment Share on other sites More sharing options...
wowzz Posted June 23, 2019 #23 Share Posted June 23, 2019 58 minutes ago, davecttr said: Yes, that is what I did, I don't remember it being expensive 58 minutes ago, davecttr said: Yes, that is what I did, I don't remember it being expensive It's about 4 times more expensive than the online platform that I use. Link to comment Share on other sites More sharing options...
amajaa Posted June 24, 2019 Author #24 Share Posted June 24, 2019 12 hours ago, Harry Peterson said: You can't purchase shares direct from P&O, but you can from their registrars, and that's probably what the earlier poster had in mind. It's probably an expensive way of doing it, though. This might help: https://ask.pocruises.com/help/PO/before-you-sail/more-info-share-holder To purchase shares in Carnival Corporation and/or Carnival plc please contact your bank, broker or look online. Our Registrars are Equiniti Ltd and you may purchase Carnival shares from them on: 0371 384 2030 Equiniti will also help you with further share information regarding current share price, dividends, etc. You may also purchase a share certificate from Equiniti and once received and registered at this office, further proof of shares will not be required for future cruises. Thanks, that’s what I thought, I was a bit surprised when someone said they had bought them from P & O direct. Link to comment Share on other sites More sharing options...
Teresa Price Posted June 24, 2019 #25 Share Posted June 24, 2019 purchased ours through a British company, first initial H which you can easily find online. Great investment as 2 long cruises this year plus dividends. Teresa Link to comment Share on other sites More sharing options...
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