Insurance

[SC LTC]

Is it best to purchase travel insurance through the cruise line, or on your own?
Any feedback would be appr😊eciated 

[GeezerCouple]

5 minutes ago, SC LTC said:

Is it best to purchase travel insurance through the cruise line, or on your own?
Any feedback would be appr😊eciated 

Here is a link to the CC section on travel insurance.

 

https://boards.cruisecritic.com/forum/499-cruisetravel-insurance/

 

You might want to browse through some of the existing threads in addition to asking your question there.

GC

[SC LTC]

31 minutes ago, GeezerCouple said:

Here is a link to the CC section on travel insurance.

 

https://boards.cruisecritic.com/forum/499-cruisetravel-insurance/

 

You might want to browse through some of the existing threads in addition to asking your question there.

GC

Thank you 

[lenquixote66]

IMHO through a travel cruise company .

[jsn55]

Seems to me that insurance purchased directly from a travel provider will put the interests of the travel provider foremost before the cruiser.  Regardless of where people obtain their travel insurance, the most important thing is to READ the policy to make sure the coverage is best for you.

[Shmoo here]

2 hours ago, SC LTC said:

Is it best to purchase travel insurance through the cruise line, or on your own?
Any feedback would be appr😊eciated 

Generally speaking, you can find a better policy if you purchase third party (better coverage at a better price).

 

There are several trip insurance comparison sites that many of us use.  You can enter the parameters of what you want coverage for and how much, then they will show you several company's polices for you to select from.  I've used insure my trip and squaremouth many times.

Edited May 14, 2023 by Shmoo here

[GTO-Girl]

5 hours ago, SC LTC said:

Is it best to purchase travel insurance through the cruise line, or on your own?
Any feedback would be appr😊eciated 

We always get trip insurance but never from the cruise line!!!  You can get better coverage for less money through a third party….

 

This is who we use…

 

www.insuremytrip.com

[SPacificbound]

I contact Steve at the Trip Insurance Store 

 

tripinsurancestore.com

[Host Kat]

6 hours ago, SC LTC said:

Is it best to purchase travel insurance through the cruise line, or on your own?
Any feedback would be appr😊eciated 

 

Hello @SC LTC

 

To help you out your thread has been moved to the Cruise/Travel Insurance forum where it will be on topic.

 

Hope this will be helpful and glad to have you aboard Cruise Critic!

 

Happy sails,

 

Host Kat

[jclinard]

What are you trying to insure?  Medical, or the costs of cruise / air tickets, hotels, and other pre-paid expenses?

 

No matter what, don't take recommendations from people who only know how fast the company deposits the premiums.  Look at people who know what color checks they use.

 

Read the policies before buying, if they'll provide you with a copy.  Understand the conditions on which you can collect.  

 

Read the BBB and consumer reviews of companies before buying a policy.

 

Understand the difference between a vacation protection plan and actual insurance.