Cruise Travel Insurance cover for future cruising

[jeanlyon]

That's the problem.  When you've paid out a lot of money and are unable to go and there is no cancellation, that's a major problem.

[Denarius]

2 hours ago, jeanlyon said:

Do tell us who this is?  I believe you are allowed to say the name of insurance companies.

AllClear.

[Denarius]

1 hour ago, indiana123 said:

I've just had an e mail from my Insurers (SS) saying its full cover on new/renewed policies for Covid while on holiday but not for cancellation if you get it before.  Also 15 months instead of 12 for annuals.

That would do for me. If I have to cancel the money's already spent, and I will not be any worse off than if I had gone. But what would concern me is the risk contracting it overseas and ending up in a foreign hospital for an unknown duration with medical bills totting up all the time.

[terrierjohn]

1 hour ago, jeanlyon said:

That's the problem.  When you've paid out a lot of money and are unable to go and there is no cancellation, that's a major problem.

The non cancellation is only for covid, anything else and you're covered, and in most covid cancellations the cruise line will (eventually) reimburse you.

[Windsurfboy]

2 hours ago, indiana123 said:

I've just had an e mail from my Insurers (SS) saying its full cover on new/renewed policies for Covid while on holiday but not for cancellation if you get it before.  Also 15 months instead of 12 for annuals.

 

Exactly the same with me,  just renewed annual policy with SS same price as last year, but for 15 months

[JeanieC,Aston]

On 6/15/2020 at 11:22 AM, Denarius said:

My specialist travel insurer has promised me some exciting news this week. Will it be that Covid-19 cover is being reinstated? Fingers and toes crossed!

Hi 

I received my auto renewal notice last week.,,,,,i have pre-med conditions.

If it is AllClear the exiting news is they will give you 15 months cover if you auto renew.

But the bad news is AllClear no longer include cruise cover in any of its policies as normal.

If you are Gold+ and auto renew you have to ring to find out the cruise supplement amount.

If you are simply Gold,you can not auto renew,you have to apply for a new policy to include cruise cover.

 

My annual policy for the last year,which runs out on July 6th cost £410,,,,,this renewal quote for annual (Europe +Non Cruise) cost £440 which included 30% loyalty bonus.!!!

I rang for quote with cruise cover,,,,,,,,for Europe.

Gold+......£1076

Gold......£950.

Its gone up almost £550.

It also has the CV19 conditions attached that most companies are imposing.

Edited June 18, 2020 by JeanieC,Aston

[Eddie99]

Add these insurance price hikes to the almost inevitable reduced capacity and therefore higher fares ... 

cruising is going to revert to being a very expensive holiday, isn’t it?  

[JeanieC,Aston]

58 minutes ago, JeanieC,Aston said:

Hi 

I received my auto renewal notice last week.,,,,,i have pre-med conditions.

If it is AllClear the exiting news is they will give you 15 months cover if you auto renew.

But the bad news is AllClear no longer include cruise cover in any of its policies as normal.

If you are Gold+ and auto renew you have to ring to find out the cruise supplement amount.

If you are simply Gold,you can not auto renew,you have to apply for a new policy to include cruise cover.

 

My annual policy for the last year,which runs out on July 6th cost £410,,,,,this renewal quote for annual (Europe +Non Cruise) cost £440 which included 30% loyalty bonus.!!!

I rang for quote with cruise cover,,,,,,,,for Europe.

Gold+......£1076

Gold......£950.

Its gone up almost £550.

It also has the CV19 conditions attached that most companies are imposing.

Hi

Just got a quote from SS for annual,Europe,with cruise cover....

Basic,,,,,,£426

Comprehensive...£502

With 15 months cover,,,I'm happy with that.

[terrierjohn]

17 minutes ago, JeanieC,Aston said:

Hi

Just got a quote from SS for annual,Europe,with cruise cover....

Basic,,,,,,£426

Comprehensive...£502

With 15 months cover,,,I'm happy with that.

Does that include any medical conditions?

[JeanieC,Aston]

3 hours ago, terrierjohn said:

Does that include any medical conditions?

Hi

Plenty.

Past heart problems including by pass,Diabetes,Vascular problems

My wife has high blood pressure and suffered a heart problem early this year.

I am nearly 73 yrs old,my wife 69.

Edited June 18, 2020 by JeanieC,Aston

[Janet-]

On 6/15/2020 at 2:03 PM, indiana123 said:

I've just had an e mail from my Insurers (SS) saying its full cover on new/renewed policies for Covid while on holiday but not for cancellation if you get it before.  Also 15 months instead of 12 for annuals.

Just googled SS but not had any luck. Can you be more specific please.

[kalos]

16 minutes ago, Janet- said:

Just googled SS but not had any luck. Can you be more specific please.

I'm surprised you never saw stay sure on your google list

[Swanseasailor]

25 minutes ago, Janet- said:

Just googled SS but not had any luck. Can you be more specific please.

I am guessing are you Sure you want to Stay play with words.

[indiana123]

2 hours ago, Janet- said:

Just googled SS but not had any luck. Can you be more specific please.

Hope you have now found it ok.  I put just SS as I wasn't sure if we were allowed to put Company names.

[wowzz]

38 minutes ago, indiana123 said:

Hope you have now found it ok.  I put just SS as I wasn't sure if we were allowed to put Company names.

I'm not aware of any rules forbidding the naming of insurance companies.

[Host Sharon]

19 hours ago, JeanieC,Aston said:

Hi 

I received my auto renewal notice last week.,,,,,i have pre-med conditions.

If it is AllClear the exiting news is they will give you 15 months cover if you auto renew.

But the bad news is AllClear no longer include cruise cover in any of its policies as normal.

If you are Gold+ and auto renew you have to ring to find out the cruise supplement amount.

If you are simply Gold,you can not auto renew,you have to apply for a new policy to include cruise cover.

 

My annual policy for the last year,which runs out on July 6th cost £410,,,,,this renewal quote for annual (Europe +Non Cruise) cost £440 which included 30% loyalty bonus.!!!

I rang for quote with cruise cover,,,,,,,,for Europe.

Gold+......£1076

Gold......£950.

Its gone up almost £550.

It also has the CV19 conditions attached that most companies are imposing.

Well that is odd because I renewed with All Clear, got 15 months cover (inc. cruise cover and several med. conds) and for the same price as last year. I needed to have continuous cover so my cruises booked before 12th March this year,  were fully covered inc. for CV19. Of course, any new cruises won't be covered for that.

[indiana123]

oops sorry

Edited June 19, 2020 by indiana123
duplicate

[davemorton]

Just had an email from coverforyou.com and they WILL cover you being unable to travel either prior to travel or being denied at the airport (and port?) due to Covid

[JeanieC,Aston]

42 minutes ago, Host Sharon said:

Well that is odd because I renewed with All Clear, got 15 months cover (inc. cruise cover and several med. conds) and for the same price as last year. I needed to have continuous cover so my cruises booked before 12th March this year,  were fully covered inc. for CV19. Of course, any new cruises won't be covered for that.

Hi Sharon

Not odd at all.

This was with the renewal letter,,,,did you ring to include cruise cover?

 

 

[P&O SUE]

Well well well - I’ve just had an email from the annual insurance I had this year saying they’re covering COVID 19 now!! Had one earlier this year saying they weren’t covering for it but I’d booked my cruise and insurance before the date stated so I was covered anyway. Trouble is I haven’t got a holiday to go on now 😢

[jeanlyon]

Is that for cancellation as well Sue?  And if so, which company?

[dronnygirl]

19 hours ago, P&O SUE said:

Well well well - I’ve just had an email from the annual insurance I had this year saying they’re covering COVID 19 now!! Had one earlier this year saying they weren’t covering for it but I’d booked my cruise and insurance before the date stated so I was covered anyway. Trouble is I haven’t got a holiday to go on now 😢

Have you checked the small print? I had an email advising now covering for Covid but in the small print it said covers while away but not if you contract it a few days before you go, in which case you could be stuffed if they don't  allow you on board!

[jeanlyon]

yes that's the problem.  Coverforyou.com no good as only up to age 70.

Edited June 20, 2020 by jeanlyon

[No pager thank you]

18 minutes ago, jeanlyon said:

yes that's the problem.  Coverforyou.com no good as only up to age 70.

Yes, we are with this company and received the COVID cover attached to our current policy (cancellation, isolation and treatment) - without asking; good!

 

The website appears to be offering up to age 75 - I'm not sure if over 75's are automatically excluded, or if there is a premium?

[No pager thank you]

33 minutes ago, dronnygirl said:

Have you checked the small print? I had an email advising now covering for Covid but in the small print it said covers while away but not if you contract it a few days before you go, in which case you could be stuffed if they don't  allow you on board!

Maybe we have a different level of policy from the same (they have Emerald, Diamond etc I think). 

 

Provided that the policy was taken out before we fell ill, we would be covered as standard?