MellyMoo1989 Posted January 18 #1 Share Posted January 18 Living up to my name with a question like this and whilst it is some time away yet, I do love to be organised... Will I still be required to have Travel Insurance for my British Isles cruise? I'm under the impression that you'd only need travel insurance if you were to leave the UK? Although I suppose the few hours we'll be spending in Cork on the final day will probably answer my question, but would still like some clarification please. 🙂 TIA x Link to comment Share on other sites More sharing options...
FangedRose Posted January 18 #2 Share Posted January 18 (edited) Yes. Edited January 18 by FangedRose 1 Link to comment Share on other sites More sharing options...
Rare Eglesbrech Posted January 18 #3 Share Posted January 18 Yes you absolutely still need insurance. Its a requirement of sailing. Your holiday with us It is your responsibility to ensure you have appropriate cover in place for the duration of your holiday. Unfortunately you will be denied boarding, at your own expense, if you’re unable to confirm you have arranged insurance. You may be asked for proof of your travel insurance so please be sure to bring either a printed or digital copy of your insurance documentation that confirms cover for the named travellers over the dates of travel. Link to comment Share on other sites More sharing options...
Winifred 22 Posted January 18 #4 Share Posted January 18 Definitely.For example any treatment in the medical centre if needed would still have to be paid so insurance is a must as far as I am concerned. 1 Link to comment Share on other sites More sharing options...
Harryjacobs Posted January 18 #5 Share Posted January 18 Will you be able to afford to pay the helicopter fee if you need to be airlifted onto the mainland? 5 Link to comment Share on other sites More sharing options...
AlexMcSpot Posted January 19 #6 Share Posted January 19 On a recent cruise my wife had a cut on her arm, the medical centre cleaned the cut, put two butterfly stitches and a patch over the cut. Total cost £109 - yes you need insurance. Link to comment Share on other sites More sharing options...
showingdiva Posted January 19 #7 Share Posted January 19 (edited) Definitely I've seen three separate Go Fund Me appeals this week alone. People (all young in these cases) who have ended up in hospitals due to falls, illnesses etc they never thought they would have). with no insurance. I do, of course wish all three of these people a good recovery Edited January 19 by showingdiva 2 Link to comment Share on other sites More sharing options...
Thejuggler Posted January 19 #8 Share Posted January 19 13 hours ago, Harryjacobs said: Will you be able to afford to pay the helicopter fee if you need to be airlifted onto the mainland? Always have insurance. However helicopter airlifts from UK waters are generally undertaken by UK Coastguard service for which there is no charge. 1 Link to comment Share on other sites More sharing options...
jeanlyon Posted January 19 #9 Share Posted January 19 Quite easy on a British Isles cruise to divert into a foreign port, ie Ireland, or even France. 3 Link to comment Share on other sites More sharing options...
Ardennais Posted January 19 #10 Share Posted January 19 I always had travel insurance when I used to go abroad with friends back in the 80s, but never considered that we might have a medical situation! At that age, it was the fear of losing passports and money. Since my children started travelling abroad without us, I’ve always stressed that travel insurance is essential. Mobiles can be replaced, but a medical emergency could be a big deal. 2 Link to comment Share on other sites More sharing options...
nosapphire Posted January 19 #11 Share Posted January 19 As everybody else has already said, yes - you still need insurance. The plus factor is that for a Brit, insurance for a round Britain cruise should be very cheap. Link to comment Share on other sites More sharing options...
ann141 Posted January 19 #12 Share Posted January 19 It's a requirement for P and O cruises to have travel insurance,not just a good idea. Although they don't often check that you have it before you board they sometimes do and if you didn't have it you would probably be refused boarding 1 Link to comment Share on other sites More sharing options...
zap99 Posted January 19 #13 Share Posted January 19 4 hours ago, AlexMcSpot said: On a recent cruise my wife had a cut on her arm, the medical centre cleaned the cut, put two butterfly stitches and a patch over the cut. Total cost £109 - yes you need insurance. What was the excess.?. Link to comment Share on other sites More sharing options...
AlexMcSpot Posted January 19 #14 Share Posted January 19 22 minutes ago, zap99 said: What was the excess.?. £75 1 Link to comment Share on other sites More sharing options...
9265359 Posted January 20 #15 Share Posted January 20 23 hours ago, AlexMcSpot said: On a recent cruise my wife had a cut on her arm, the medical centre cleaned the cut, put two butterfly stitches and a patch over the cut. Total cost £109 - yes you need insurance. You don't need insurance to cover you for a £109 bill of any kind, medical or not. You need medical insurance for two reasons - Firstly when you have had treatment in some far flung place and they have added a few zeros onto the end of that bill, plus the cost of repatriation if needed. Secondly because P&O won't let you on the ship without it. But as for anyone actually making a worthwhile claim on a UK only cruise - I seriously doubt that happens an awful lot. Link to comment Share on other sites More sharing options...
AlexMcSpot Posted January 20 #16 Share Posted January 20 (edited) 5 minutes ago, 9265359 said: You don't need insurance to cover you for a £109 bill of any kind, medical or not. You need medical insurance for two reasons - Firstly when you have had treatment in some far flung place and they have added a few zeros onto the end of that bill, plus the cost of repatriation if needed. Secondly because P&O won't let you on the ship without it. But as for anyone actually making a worthwhile claim on a UK only cruise - I seriously doubt that happens an awful lot. The point I was attempting to portray was a cut that required some butterfly stitches and a plaster cost £109 - imagine how much it would cost if it had been something that need more medical assistance, the price would rocket. That is why, in my humble opinion, travel insurance is a must. Edited January 20 by AlexMcSpot 4 Link to comment Share on other sites More sharing options...
Rare david63 Posted January 20 #17 Share Posted January 20 The point to bear in mind about having medical cover on any cruise is that ships are a dangerous place to be and anyone can incur serious injury just going about their day to day activities. 1 Link to comment Share on other sites More sharing options...
MellyMoo1989 Posted January 20 Author #18 Share Posted January 20 Thanks everyone. I guessed it would be the case but I just wanted to double check - "Arkwright" head is firmly on at the moment! 😂 1 Link to comment Share on other sites More sharing options...
Trevor Fountain Posted January 22 #19 Share Posted January 22 On 1/20/2024 at 9:53 AM, 9265359 said: But as for anyone actually making a worthwhile claim on a UK only cruise - I seriously doubt that happens an awful lot. That's just what the Italians said on Costa Concordia. Link to comment Share on other sites More sharing options...
9265359 Posted January 22 #20 Share Posted January 22 15 hours ago, Trevor Fountain said: That's just what the Italians said on Costa Concordia. Does Italy not have public healthcare for its citizens and did that not cover those who were rescued? Or are you suggesting that the rescue boats made a charge? And for those unfortunate people who were killed, then if they needed insurance to cover their life then logically they would have had that life insurance whether or not they were on a ship. Link to comment Share on other sites More sharing options...
newport dave Posted January 30 #21 Share Posted January 30 yes, unless you're happy to pay the exorbitant fees they charge in the onboard Med Centre if in the unlikely situation you needed to use it. Link to comment Share on other sites More sharing options...
newport dave Posted January 30 #22 Share Posted January 30 On 1/20/2024 at 9:53 AM, 9265359 said: You don't need insurance to cover you for a £109 bill of any kind, medical or not. You need medical insurance for two reasons - Firstly when you have had treatment in some far flung place and they have added a few zeros onto the end of that bill, plus the cost of repatriation if needed. Secondly because P&O won't let you on the ship without it. But as for anyone actually making a worthwhile claim on a UK only cruise - I seriously doubt that happens an awful lot. Never been asked to show my insurance upon boarding, so how would they know if I had any or not?? Link to comment Share on other sites More sharing options...
pennib Posted January 30 #23 Share Posted January 30 Yes, we have the same experience regarding producing the insurance to get on the ship. Link to comment Share on other sites More sharing options...
FatBoy20 Posted January 30 #24 Share Posted January 30 1 hour ago, newport dave said: yes, unless you're happy to pay the exorbitant fees they charge in the onboard Med Centre if in the unlikely situation you needed to use it. The "exorbitant fees" you quote are as a result of getting what is effectively private health care! 1 Link to comment Share on other sites More sharing options...
Rare david63 Posted January 30 #25 Share Posted January 30 26 minutes ago, FatBoy20 said: what is effectively private health care! At American rates! The medical facilities on P&O ships are run by Carnival in the States 1 Link to comment Share on other sites More sharing options...
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