toxicfairy Posted August 4 #1 Share Posted August 4 Let me start by saying I purchased insurance through royal. We're in south jersey and flying out of Philadelphia Saturday afternoon. Layover in Chicago then on to Ft Lauderdale. We cruise on Sunday the 11th. Now with Debbie coming through I'm nervous. What if our flights are canceled and we can't get to the cruise port. And no driving is NOT an option too long of a drive and my husband has to work up until Friday. Does the insurance cover cancelation if we can't get to Ft Lauderdale due to weather? I'm not familiar with their policy. We always purchase it but haven't needed it. Link to comment Share on other sites More sharing options...
reallyitsmema Posted August 4 #2 Share Posted August 4 4 minutes ago, toxicfairy said: Let me start by saying I purchased insurance through royal. We're in south jersey and flying out of Philadelphia Saturday afternoon. Layover in Chicago then on to Ft Lauderdale. We cruise on Sunday the 11th. Now with Debbie coming through I'm nervous. What if our flights are canceled and we can't get to the cruise port. And no driving is NOT an option too long of a drive and my husband has to work up until Friday. Does the insurance cover cancelation if we can't get to Ft Lauderdale due to weather? I'm not familiar with their policy. We always purchase it but haven't needed it. You will have to look at the details of the current policy but unless you bought your flights through Royal Caribbean, they are not covered and your missing the ship do to their cancellation will not be covered for a full refund. You should be covered under the cancel for any reason part of that insurance though, so look into that. I haven't bought that insurance recently, so am not sure of the percentage it now covers, but it is usually a future cruise credit for a percentage of your cruise fare. 2 Link to comment Share on other sites More sharing options...
ARandomTraveler Posted August 4 #3 Share Posted August 4 6 minutes ago, reallyitsmema said: You will have to look at the details of the current policy but unless you bought your flights through Royal Caribbean, they are not covered and your missing the ship do to their cancellation will not be covered for a full refund. You should be covered under the cancel for any reason part of that insurance though, so look into that. I haven't bought that insurance recently, so am not sure of the percentage it now covers, but it is usually a future cruise credit for a percentage of your cruise fare. Most cancel for any reason requires that you cancel 72 hours before the first day of your trip, so watch out for that too. 2 Link to comment Share on other sites More sharing options...
nelblu Posted August 4 #4 Share Posted August 4 I don’t think you will be affected. Latest forecast , Storm will hit the western part of Florida and move straight up to Georgia. 5 1 Link to comment Share on other sites More sharing options...
poocher Posted August 4 #5 Share Posted August 4 When this happened to my brother in 2022, he received 90% refund in the form of a Future Cruise Credit Link to comment Share on other sites More sharing options...
shipgeeks Posted August 4 #6 Share Posted August 4 It might be worth checking your credit card benefits, as well as your insurance benefits. Our cc covers many things that insurance would, as long as we paid for our cruise with that card. Link to comment Share on other sites More sharing options...
jalves Posted August 4 #7 Share Posted August 4 Debbie will not be a problem for you. It has already passed the Port Everglades area and will be out of Florida by tomorrow afternoon. 2 1 Link to comment Share on other sites More sharing options...
Sunshine3601 Posted August 4 #8 Share Posted August 4 Storm Debby will make its way up to Pa/NJ by Wednesday or Thursday according to current projections so your flight out of Phl on Saturday should not be impacted by Debby. 3 Link to comment Share on other sites More sharing options...
nelblu Posted August 4 #9 Share Posted August 4 14 minutes ago, shipgeeks said: It might be worth checking your credit card benefits, as well as your insurance benefits. Our cc covers many things that insurance would, as long as we paid for our cruise with that card. Same with mine. 1 1 Link to comment Share on other sites More sharing options...
toxicfairy Posted August 4 Author #10 Share Posted August 4 18 minutes ago, nelblu said: I don’t think you will be affected. Latest forecast , Storm will hit the western part of Florida and move straight up to Georgia. Oh I'm praying! I've been planning this vacation for a year and 4 months😆( that's when I booked it) 2 Link to comment Share on other sites More sharing options...
toxicfairy Posted August 4 Author #11 Share Posted August 4 1 minute ago, nelblu said: Same with mine. I used the royal caribbean visa Link to comment Share on other sites More sharing options...
Mum2Mercury Posted August 4 #12 Share Posted August 4 And you have a whole week before boarding. That's a lot of time for the storm to pass. Hope you have a great vacation. 1 Link to comment Share on other sites More sharing options...
toxicfairy Posted August 4 Author #13 Share Posted August 4 Just now, Mum2Mercury said: And you have a whole week before boarding. That's a lot of time for the storm to pass. Hope you have a great vacation. After our Hurricane Harvey episode in Galveston I have night mares 😆 1 Link to comment Share on other sites More sharing options...
nelblu Posted August 4 #14 Share Posted August 4 3 minutes ago, toxicfairy said: I used the royal caribbean visa Mine is a travel card—Chase Sapphire. Link to comment Share on other sites More sharing options...
smokeybandit Posted August 4 #15 Share Posted August 4 You have nothing to worry about. So don't stress it. 3 1 Link to comment Share on other sites More sharing options...
reallyitsmema Posted August 4 #16 Share Posted August 4 9 minutes ago, toxicfairy said: Oh I'm praying! I've been planning this vacation for a year and 4 months😆( that's when I booked it) 5 minutes ago, toxicfairy said: After our Hurricane Harvey episode in Galveston I have night mares 😆 You are still shell-shocked from that crazy experience! The timing of this storm should work for you but just keep an eye on things, make sure you have alerts setup for your airline and be prepared to pivot if weather is an issue. You are flying the day before, so that gives you time to deal with flight delays or cancellations. Think rainbows and sunshine, not hurricanes! 😄 5 Link to comment Share on other sites More sharing options...
firefly333 Posted August 4 #17 Share Posted August 4 12 minutes ago, toxicfairy said: After our Hurricane Harvey episode in Galveston I have night mares 😆 I lost my car to hurricane Ike in Galveston. ..as long as my car is safe nothing can be that bad again imo. Many of us posting are watching from florida. Last rain bands going thru on Tuesday. By next weekend highs around 97 forecast. Going to be hot hot hot 3 Link to comment Share on other sites More sharing options...
Ken at the beach Posted August 4 #18 Share Posted August 4 3 hours ago, ARandomTraveler said: Most cancel for any reason requires that you cancel 72 hours before the first day of your trip, so watch out for that too. Not Royals 1 Link to comment Share on other sites More sharing options...
Ken at the beach Posted August 4 #19 Share Posted August 4 3 hours ago, reallyitsmema said: You will have to look at the details of the current policy but unless you bought your flights through Royal Caribbean, they are not covered and your missing the ship do to their cancellation will not be covered for a full refund. You should be covered under the cancel for any reason part of that insurance though, so look into that. I haven't bought that insurance recently, so am not sure of the percentage it now covers, but it is usually a future cruise credit for a percentage of your cruise fare. Royals insurance does not cover flights, even if purchased through A2S. They would be eligible to file a claim under trip delay to pay extra costs to get them to the next port (payment limits apply). They would be covered under the CFAR Link to comment Share on other sites More sharing options...
smokeybandit Posted August 4 #20 Share Posted August 4 Fort Lauderdale isn't in any appreciable path of this storm, and especially not by next weekend. 2 1 Link to comment Share on other sites More sharing options...
firefly333 Posted August 4 #21 Share Posted August 4 4 hours ago, toxicfairy said: Let me start by saying I purchased insurance through royal. We're in south jersey and flying out of Philadelphia Saturday afternoon. Layover in Chicago then on to Ft Lauderdale. We cruise on Sunday the 11th. Now with Debbie coming through I'm nervous. What if our flights are canceled and we can't get to the cruise port. And no driving is NOT an option too long of a drive and my husband has to work up until Friday. Does the insurance cover cancelation if we can't get to Ft Lauderdale due to weather? I'm not familiar with their policy. We always purchase it but haven't needed it. Well it will be going up the coast, toward NJ. So could affect your flight from NJ. Link to comment Share on other sites More sharing options...
Sunshine3601 Posted August 4 #22 Share Posted August 4 5 minutes ago, firefly333 said: Well it will be going up the coast, toward NJ. So could affect your flight from NJ. the storm is projected as of today to hit PA/NJ area Wednesday or Thursday so a Saturday flight should not be impacted by Storm Debby. 2 Link to comment Share on other sites More sharing options...
shipgeeks Posted August 4 #23 Share Posted August 4 5 hours ago, toxicfairy said: I used the royal caribbean visa Does it provide good benefits like this? Ours is USAA, a standard no-fee card, and the benefits are excellent. Link to comment Share on other sites More sharing options...
Bahbey Posted August 4 #24 Share Posted August 4 Debbie will for sure be out of your way, but there's another area that's organizing further south. I'm leaving in 3 weeks, hopefully it won't progress into anything that would interrupt anyone's plans. Link to comment Share on other sites More sharing options...
DelMom18a Posted August 4 #25 Share Posted August 4 1 hour ago, Sunshine3601 said: the storm is projected as of today to hit PA/NJ area Wednesday or Thursday so a Saturday flight should not be impacted by Storm Debby. Funny because North Carolina is expecting the rain Thursday thru the weekend. But plane-wise think of all the shifting around airlines have to do to get back on schedule. Honestly if you can leave Friday evening driving and if the storm information in the Carolinas is accurate, I'd drive straight down I95. Best of luck with whatever you decide to do. Link to comment Share on other sites More sharing options...
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