Absolutely! Ours, like yours, are mostly independent travel. Oh, right and caviar and foie gras 🙂 And while I've loved a lot of the meals on Oceania I could cook them better at home. LOL. And we went ashore in Antarctica rather than doing a 'drive by.' A quite expensive "bottle of wine" but worth it to us.
PS: Thanks for your very good writing and viewpoint. Come to Seattle sometime when you're in the US. You bring the wine and we'll do the food 🙂