klfrodo

Depends on the charter group. In your case an NFL football charter? Depends on the team.

In April 2021, I filed a claim. Not a simple one, but not that difficult. It was late July before the claim process was completed.

Playmakers is great for watching NFL games. The one time I was on the ship, they had every game being televised. I was a very fun atmosphere. Spend as little as you want or as much as you want. Just because you're in a bar, doesn't mean you have to drink alcohol. Soft drinks or water is just fine.

I'm sure you could still have a great time, but if Gma & Gpa can go, you will probably have more free time cause they'll be spoilin the heck out of the grandkids

A lot of various wines. Royal is great about this. They have a Sommelier who explains the wines, and why it is paired with that course. And Yes, the wine is included in the price.

Almost all travel insurance is reimbursment with some exceptions whereas the insurance company may (at theri discretion) offer a letter of ability to pay. GeoBlue does have a worldwide network where they can direct pay. However, in your example of a heart attack in Paris) there is no way that the emergency responders are going to take you to a known in network facility. They're just going to take you to the closest Level 1 trauma facility. And in an emergency, who in your group is going to sit back and think about that. But, to answer your question, many people here have GeoBlue. I don't, because it's not sold in my State. Many of us recommend a great broker who has helped thousands. Check out Steve, at Get the Best Trip Insurance Details, Advice (tripinsurancestore.com)

That's what I do except I use Skyroam. No need to connect to free (unsecured) wifi hotspots. Solis WiFi Hotspot | Stay Connected – soliswifi

No travel insurance is direct pay. All travel insurance is reimbursement based. Some policies do offer to discuss with a healthcare provider an ability of proof to be ability to pay, but that is up to each insurance company and completely up to the discretion of the medical facility. (They are not going to do that for a $5K bill, only for a major medical situation) If you're talking about missed flights, or needing an extra few nights in a hotel and meals, then the answer is no. Medical evacuation is different though. Evacuation from the ship is free since it's done by a military search and rescue team. Medical evacuation from 1 hospital (only if you are an inpatient) to another ( not necessarily home, but to the nearest that is able to better treat you) will be coordinated by your insurance company and the doctors involved.

Corporations and "painfully clear" doesn't compute in too many cases these days.

Ahhhh, Point of Sale!!!! I thought you were saying the other POS 🤪

Is the problem a manpower issue, a process issue, or a technology issue? maybe they haven't completed a LEAN process or a Six Sigma project to make that actual determination.

Yes, I have filed a claim. Yes, I have been reimbursed up to the max allowed for a "covered" reason under the terms of the policy AND I provided all the proper documentation required. I have also had a claim denied because I didn't fully comply with the procedures spelled out in the policy. Lately, insurance companies have been delayed in responding. They claim it is due to being inundated with claims. Expect 90 to 180 days.

I hope nothing but the best for you and I hope I am wrong. I see two possible issues. The negative Covid test usually requires a MD's note and proper lab with the proper dates. The 100% CFAR (Cancel For Any Reason) has to be cancelled "prior" to scheduled ship departure time. You did a lot of right things for the right reasons, but in my experience in life, there's a reason why "Nice guys finish last". Hopefully, Princess will stick up for you and verify your communications. Good luck and let us know how it goes.

Yea, when I first started traveling, I quickly realized my TA had no clue what the coverages were and/or how limited they were even though she was cashing in that commission check. That's why I now go through Steve or one of his fantastic people at TripInsuranceStore.com

I'm 95% sure that you'll receive the FCC "IF" you follow the proper procedure. I just don't know exactly what that proper procedure is. As I said earlier, I'd be calling the TA and I'd probably call the insurance company also. I'd make sure they understand that you are NOT cancelling yet, you're just asking for the proper protocol.

Have you considered Vrbo? That's what we've decided to go with instead of a hotel. You can go to the site and see what properties are available in the area of London you are interested in. See where the nearest tube station is,etc. Just a thought. I used to love my Marriott properties in the past but have found I enjoy trying Vrbo properties.

Cruiselines use Common Core math I think 🤪

OBC is just a credit to your account. Whichever bill comes in first, gets deducted from the credit.

Thank you for asking this question. I've become very familiar with travel insurance over the years, but I've always wondered what the correct procedure was to begin a cancellation and ensuring that the CFAR portion of the policy was acted upon. So, please do come back and share what you find. Regarding the question of did you purchase the policy in the proper timeframe? I would surmise that Yes you did. This stipulation is to prevent people who have no coverage deciding to buy a week before travel because something came up. Exactly how to properly cancel? This board is a good start, but I would also be asking my TA since they got a nice commission for selling the policy.

Use a broker like Steve at TripInsuranceStore.com. He often is on CruiseCritic in the Travel Insurance section under the “Ask A Question” forum. Steve works with 9 or 10 different insurance companies to help you find a policy that works for you. He is also there when you run into issues to help you have a better experience.

I'll just throw this out there. Did you happen to purchase Travel Insurance? If you purchased the insurance plan offered by Carnival, it includes a Cancel For Any Reason benefit. This allows you to cancel the cruise all the way up to ships scheduled departure time and receive a 75% credit towards a future cruise That way maybe you can take a more relaxing cruise when the stars are better aligned for you.

Alaska cruise

As with any 3rd party site, you are not the customer of the product you are reserving until you check in. This goes with hotels, airlines, rental cars, Air B&B's, cruises, etc. Savings can be had; however, issues can be had also. I've watched people at airline counters, rental car counters, and hotel counters voice concern over what they "perceived" they were supposed to receive vs what the 3rd party site actually booked/reserved.

First let me state that whatever makes you more comfortable, then you do you. Having said that, please allow me to share my thoughts. If you were to fly into Denver and find that a snowstorm has closed the roads to your hotel, would you be financially distraught or would you be bummed out a little bit? My experience in the past is that most hoteliers understand stuff like this and would either allow the cancellation or give you some type of future credit. (maybe a phone call is in order) Travel insurance is there to "share" any risk that you have concerns about. They are not set up to "assume" any and all risk. So, what is at risk here? The only risk I can see would be if you passed away on the trip and require repatriation of your remains to your loved ones. All other risks could be absorbed, or shared, with a minimal Trip Cost that has some Trip Delay, a little Trip Interruption, but lots of medical, evac, and repatriation coverage.

Don't let the scare tactics allow you to not consider non-ship sponsored excursions. Is the possibility of not returning in time and the ship leaving without you something to consider? Yes. However, the odds are very minuscule. (Unless you're the 1 time it happens out of thousands of trips). These companies wouldn't be in business if they always caused problems with late returns. Word of mouth would kill the business. Just have your passport with you, your google translate app on the phone, and your next cruise stop is probably Cozumel. A bus will get you to Cozumel before the ship arrives. I find the non-ship sponsored excursions, cheaper, more adventurous, and more fun.