Sunshine3601 Posted April 2, 2023 #89551 Share Posted April 2, 2023 10 hours ago, Ozark_Kid said: You might remember that my DD and Lottie was very close to where one of the tornadoes touched down yesterday. Her DH joined others to help clean up. This is a couple pics he took. This is the street behind the daycare that my DD was at. So very sad to see the damage. Thank God your family was safe🥰 4 1 Link to comment Share on other sites More sharing options...
derorim Posted April 2, 2023 #89552 Share Posted April 2, 2023 14 hours ago, A&L_Ont said: One of the things that made us smile the most on the Bella cruise was people complimenting us on Owen and his behaviour, as well as his ease of chatting with any of them at any point along the cruise. In fact all of the Bella group cruisers said it at different times. Add us to the list of Bella folks that witnessed first hand what a polite, helpful and mature young man Owen is. He will certainly go far in life! 9 Link to comment Share on other sites More sharing options...
HBE4 Posted April 2, 2023 #89553 Share Posted April 2, 2023 (edited) 12 hours ago, Ozark_Kid said: Great to see you again! Sounds like you are sooo busy. I love the pool. Looks like it would be a cool place for the Dani family to meet. Thanks for sharing. You took the words right off my fingertips. 🙂 Edited April 2, 2023 by HBE4 2 1 Link to comment Share on other sites More sharing options...
HBE4 Posted April 2, 2023 #89554 Share Posted April 2, 2023 14 hours ago, Ocean Boy said: All I have to say is sometimes you inadvertently get involved in playing a game of Monopoly and you don't even know you have rolled the dice.😏🙄 I get the feeling I missed something. Or is someone else playing the game? Link to comment Share on other sites More sharing options...
Ocean Boy Posted April 2, 2023 #89555 Share Posted April 2, 2023 14 minutes ago, HBE4 said: I get the feeling I missed something. Or is someone else playing the game? A response to a post on this thread realated to, well let's just say, it had nothing to do with kitchen renovations.... 1 4 Link to comment Share on other sites More sharing options...
HBE4 Posted April 2, 2023 #89556 Share Posted April 2, 2023 19 minutes ago, Ocean Boy said: A response to a post on this thread realated to, well let's just say, it had nothing to do with kitchen renovations.... Gotcha, thanks! On a related note, how many times can the $20,000 suite thread be locked and unlocked? I counted at least 3 times. It's rare to see a thread be unlocked once, never mind 3 times. There is some good monopoly material there for sure. 3 Link to comment Share on other sites More sharing options...
Rare Sea Dog Posted April 2, 2023 #89557 Share Posted April 2, 2023 13 hours ago, Sunshine3601 said: Something new arrived in our cabin after dinner tonight. 3 questions...cabin number, name and is anyone experiencing gastrointestinal issues. Maybe Norovirus is onboard, have not heard anyone mention an issue. You should ask @John&LaLa about his experience with that. 13 hours ago, singinalot said: Loved the concert! We had amazing seats. Martina McBride opened and it was amazing Loved our location in St. Thomas and we honesty spent the two full days at a private beach club on Lovango and then at Trunk Bay and St. john…both days were great with amazing food…but service at all places was indeed awful Lovango Beach Club Hyperlapse IMG_1253.MOV 12.46 MB · 3 downloads The beach club is a former pirate brothel IMG_1257.MOV 27.41 MB · 4 downloads Trunk Bay IMG_1493.MOV 99.55 MB · 2 downloads Great pics and I really love the drone videos. 12 hours ago, Husky1987 said: Picked up a few new bourbons to add to the shelf today. @Sea Dog have you tried any of these? The ER10 is really hard to find around here. The Russell’s is a private barrel selection I got at a local whiskey bar/restaurant through a bourbon group…was able to pick up the other two while I was there. Can’t wait to crack the OF single barrel. Great lineup there. The Russels is fantastic. I have a barrel pick also that is so good. ER 10 is a favorite of mine. I need to try that Old Forester. I love the Statesman. 12 hours ago, singinalot said: was a date settled on? Last I saw it wasn’t set yet. Would love to book. I hope you join us. You will have a blast. and please do. 11 hours ago, singinalot said: sounds like I need to reach out to Bella’s fav travel agent 3 Link to comment Share on other sites More sharing options...
CruiszBug Posted April 2, 2023 #89558 Share Posted April 2, 2023 11 hours ago, Ozark_Kid said: I think Kenzie really doesn't understand what it is to play the piano. IMG_4490_1.mp4 17.63 MB · 0 downloads She's color-coding her chords! Adorable! 4 Link to comment Share on other sites More sharing options...
MJSailors Posted April 2, 2023 #89559 Share Posted April 2, 2023 Cheers, Dani, for thinking of starting this thread three years ago! It has developed into a neighborhood of good folks sharing news of adventures, accomplishments and challenges. Here’s to more good years of continued postings!🥂 Cheers to all who post here to keep Dani’s thread on the front page of RCL topics🥂 Wishing all a pleasant Sunday and for those who observe, a good Palm Sunday. MJ🙋🏻♀️ 16 1 Link to comment Share on other sites More sharing options...
lenquixote66 Posted April 2, 2023 #89560 Share Posted April 2, 2023 ( ) I am holding my virtual glass of Manischewitz Wine to offer a toast to Dani for starting this wonderful thread 3 years ago today. Lenny 11 1 Link to comment Share on other sites More sharing options...
DaniDanielle Posted April 2, 2023 #89561 Share Posted April 2, 2023 🎉 1 Link to comment Share on other sites More sharing options...
BonTexasNY Posted April 2, 2023 #89562 Share Posted April 2, 2023 I would like to offer my thanks to @dani negreanuDani for starting one of the most awesome threads on CC exactly 3 years ago today. A place where we can connect, learn, laugh and cry, supporting each other in times of joy and sorrow. Here's to many more years of sharing our lives. Peace, good health and love to all. 18 1 Link to comment Share on other sites More sharing options...
NHProud Posted April 2, 2023 #89563 Share Posted April 2, 2023 @dani negreanu 🍷 Well done ! 5 1 Link to comment Share on other sites More sharing options...
3 Kitty Mommy Posted April 2, 2023 #89564 Share Posted April 2, 2023 Thank you Dani! And to all the wonderful contributors to this thread. You've made us all feel welcome ... even if we don't contribute. Cheers ... 🥂 6 1 Link to comment Share on other sites More sharing options...
dani negreanu Posted April 2, 2023 Author #89565 Share Posted April 2, 2023 4 minutes ago, 3 Kitty Mommy said: You've made us all feel welcome ... even if we don't contribute. It's never too late to start 😉 Many new contributors joined lately, welcome to all, and the more -- the merrier 🌷 16 1 Link to comment Share on other sites More sharing options...
dani negreanu Posted April 2, 2023 Author #89566 Share Posted April 2, 2023 @singinalot Crystal, so glad to see you posting. Absolutely love the 2 jobs and the pool 😎 And many thanks to John @Ozark_Kid, for allowing me/us to see your movies. 🤞 for your MRI. 7 1 Link to comment Share on other sites More sharing options...
ValerieJo Posted April 2, 2023 #89567 Share Posted April 2, 2023 Thanks @dani negreanu. I've been a lurker for a long time but just recently started posting. 10 1 Link to comment Share on other sites More sharing options...
DaniDanielle Posted April 2, 2023 #89568 Share Posted April 2, 2023 @BonTexasNY well said, it is wonderful being able to talk over our problems and joys. There is always someone on here listening. 11 1 Link to comment Share on other sites More sharing options...
Rare Sea Dog Posted April 2, 2023 #89569 Share Posted April 2, 2023 Cheers to @dani negreanu on the anniversary of this great thread. We’ve shared our lives, laughed and cried and learned a thing or two. Cheers to you for bringing a wide diverse group of people together from all over the planet to become unified in our little community. cheers to you!! 13 3 Link to comment Share on other sites More sharing options...
Sunshine3601 Posted April 2, 2023 #89570 Share Posted April 2, 2023 @dani negreanu 10 1 Link to comment Share on other sites More sharing options...
Sunshine3601 Posted April 2, 2023 #89571 Share Posted April 2, 2023 (edited) We arrived home by 11 am after a nice breakfast in MDR and easy disembarkment. @Jimboreserving our Uber ride from Port to Avis worked great. We finished breakfast around 830 and while walking off the ship to terminal for our luggage received notice our driver was already outside for us at 8:42 and would wait for us till 9 am our reserved time. We were at her vehicle by 8:50. Perfect!! Unpacked and doing laundry...off to the food store next. Cats were all thrilled to see us, no one snubbed us this time😃 Edited April 2, 2023 by Sunshine3601 17 1 Link to comment Share on other sites More sharing options...
dani negreanu Posted April 2, 2023 Author #89572 Share Posted April 2, 2023 Since we're all gathered here tonight.... Would someone explain to me in a few words what is 401K ??? Yes, I've tried to google it... seems like savings for retirement. Since I've been freelance almost all my "working life", I've saved monthly in a "pension" plan. The thing is, those savings are placed in the stock market, and Covid and its "after shocks" seriously diminished its value. Is it the same with 401K, or you're safe from the stock market's fluctuations?? 2 Link to comment Share on other sites More sharing options...
Rare SteelCityCruiser10 Posted April 2, 2023 #89573 Share Posted April 2, 2023 6 minutes ago, dani negreanu said: Since we're all gathered here tonight.... Would someone explain to me in a few words what is 401K ??? Yes, I've tried to google it... seems like savings for retirement. Since I've been freelance almost all my "working life", I've saved monthly in a "pension" plan. The thing is, those savings are placed in the stock market, and Covid and its "after shocks" seriously diminished its value. Is it the same with 401K, or you're safe from the stock market's fluctuations?? I am no expert in the 401K field but basically Yes, It’s a retirement savings plan through your employer with tax benefits. Often times employers will match a certain percentage of what you contribute and/or add a lump sum as an employer benefit too. It’s not shielded from the stock market fluctuations unless you specifically choose very conservative investments. 4 1 Link to comment Share on other sites More sharing options...
ValerieJo Posted April 2, 2023 #89574 Share Posted April 2, 2023 12 minutes ago, dani negreanu said: Since we're all gathered here tonight.... Would someone explain to me in a few words what is 401K ??? Yes, I've tried to google it... seems like savings for retirement. Since I've been freelance almost all my "working life", I've saved monthly in a "pension" plan. The thing is, those savings are placed in the stock market, and Covid and its "after shocks" seriously diminished its value. Is it the same with 401K, or you're safe from the stock market's fluctuations?? I'll do my best to explain. I'm not a professional advisor by any means. A 401K is basically a pension type savings plan for retirement. You save a portion of your paycheck into the plan your employer has chosen. (Many different plans - John Hancock, Aetna, Morgan Stanly are just a few examples). For example you save 20% of your paycheck into a plan, many employers will match a small percentage of what you put in. Once in the plan, you have a choice of how much risk you are willing to take (this is where the stock market comes into play). Obviously the closer you are to retirement the less risk you want to take. All deposits are made pre-tax. You can withdraw your money at anytime, however if you withdraw before age 59 1/2 you will pay a hefty penalty. After age 59 1/2 you may withdraw without penalty, however you will then pay income tax on the withdraw. The point being, by the time you begin to withdraw your money, you will be in a lower tax bracket, therefore you would pay lower income taxes. Hopefully this kind of explains it. 7 1 Link to comment Share on other sites More sharing options...
Rare Sea Dog Posted April 2, 2023 #89575 Share Posted April 2, 2023 4 minutes ago, SteelCityCruiser10 said: I am no expert in the 401K field but basically Yes, It’s a retirement savings plan through your employer with tax benefits. Often times employers will match a certain percentage of what you contribute and/or add a lump sum as an employer benefit too. It’s not shielded from the stock market fluctuations unless you specifically choose very conservative investments. Good explanation. We could choose between slow growth, medium growth and strong growth. Slow growth would be invested in say like bonds where the return is not much more than your traditional savings account. Strong growth would mainly be in stocks where you could have sometimes 20% gains but it is also volatile as the stock market is. We have always chooses in between middle and strong growth. 4 2 Link to comment Share on other sites More sharing options...
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