Banned for filing a claim with your Credit Card Co?

[ontheweb]

15 minutes ago, joepeka said:

After reading this thread (and others on this topic) I have to really consider if cash flow isn't the largest issue right now. I don't know the internal financials of any cruise line but with the top line virtually cut off for now I don't know where the $$'s would come from. NCL obviously got a nice infusion from a big investor but I haven't heard of anything like that happening for Carnival Corporation.... but I've been wrong before. 

Carnival corporation got a huge investment from Saudi Arabia.

[azbirdmom]

20 minutes ago, ontheweb said:

Carnival corporation got a huge investment from Saudi Arabia.

 

....and helped by the Fed https://www.wsj.com/articles/how-fed-intervention-saved-carnival-11587920400

 

Edited May 17, 2020 by azbirdmom

[Paula_MacFan]

45 minutes ago, leisuretraveler223 said:

 

Good grief, you don't just LOOK like a Karen, you talk like a Karen too!

You read my mind and said what I was too afraid to 🙂

 

[Cruiserkenn]

1 hour ago, CarelessAndConfused said:

 

DO THAT!

 

Thanks, a good idea.

[Cruiserkenn]

3 hours ago, dog said:

March cruise- did you contact your credit card company? 

 

Thanks as well.

 

[joepeka]

1 hour ago, Coral said:

RCL and CCL both got large investments before NCL did.

 

58 minutes ago, ontheweb said:

Carnival corporation got a huge investment from Saudi Arabia.

 

49 minutes ago, azbirdmom said:

 

....and helped by the Fed https://www.wsj.com/articles/how-fed-intervention-saved-carnival-11587920400

 

Alrightey.... like I mention, I've been wrong before and here's another example. Thank you for the info! 🙂

[Aulanis]

14 hours ago, JT1962 said:

I spoke to my credit card company and they said you have to dispute within 60 days. So, we paid in full in January so they were not sure if we could dispute

It has been mentioned in other threads that whilstthe 60 days in usual for a purchase of a product/item

if you make it clear to them that it is for a service the claim can sometimes ( depending on the card)

be made from the date the service should have been provided not from the date of purchase.

At least I think that was what they were saying. 🙂

[ceilidh1]

4 hours ago, dog said:

 

ALERT:  heresay Princess:

So far I have seen posted that a PVP and a wedding planner have been let go

I personally know a number of land-based employees that have been let go (mainly Alaska/seasonal) and two work-from-home PVPs

[PrincessLuver]

1 hour ago, oceanlovinmama said:

You know.....people are cruel.  Look at you.  Being a big bully and all.  I'm just saying to be patient with these cruise lines.  I've not heard of one refund going over 90 days.  They are coming in around 60 or so.  These are unprecedented times, those times call for different measures.  I bet when the price goes down,  you demand they do that immediately, or you want that on board credit they promised  you to show up NOW on your account.  It's different when it's the other way around isn't it?  All I was saying is to think of your TA IF you used one and to be patient with the cruise lines.  Wow....that is all.

 

2 hours ago, oceanlovinmama said:

I just think if they have said they will give you your money back, they will.  Call me naïve but I trust them.  I've been doing this a long time and for the most part these companies, at least, Royal, Celebrity and Princess are great suppliers to work with.  Just give them 90 days....if they can't deliver by then, then by all means do a chargeback.

 

The problem is that they have not kept their word on anything so far so people seem to be over "I will give them a break" and be patient.

 

They have not backed up ANYTHING they have said or emailed up to this date....enough is enough!!  Only route now is to just give in and do nothing or ask a credit card company bank to go to bat for me....BATTER UP!

Edited May 17, 2020 by PrincessLuver

[bluesea321]

4 hours ago, oceanlovinmama said:

Everyone has taken what I said wrong

 

 Hmm... I wonder why; could it be because what you said is indeed wrong!

[PurpleUnicorns]

4 hours ago, oceanlovinmama said:

I've not heard of one refund going over 90 days. 

 

Of course you haven't - Princess didn't cancel anything until 60-odd days ago. It's impossible for a refund to have gone over 90 days as of this moment. What do you think is significant about 90 days? If they had the cash to pay out refunds as promised, it wouldn't have taken them this long to do it. It's not going to magically materialize in the next 30 days.

[bluesea321]

4 minutes ago, PurpleUnicorns said:

If they had the cash to pay out refunds as promised, it wouldn't have taken them this long to do it. It's not going to magically materialize in the next 30 days.

 

They do have the cash, they just don't want to use it for refunds.  CCL took $3 Billion from an established credit line and an additional $6 Billion from multiple sources, primarily debt at 12% interest.

[npcl]

4 hours ago, joepeka said:

After reading this thread (and others on this topic) I have to really consider if cash flow isn't the largest issue right now. I don't know the internal financials of any cruise line but with the top line virtually cut off for now I don't know where the $$'s would come from. NCL obviously got a nice infusion from a big investor but I haven't heard of anything like that happening for Carnival Corporation.... but I've been wrong before. 

CCL raised 6.25 billion in a similar bond and stock offering a few weeks ago.

[npcl]

4 hours ago, azbirdmom said:

 

....and helped by the Fed https://www.wsj.com/articles/how-fed-intervention-saved-carnival-11587920400

 

Helped by the fed only to the degree that the fed stopped the bond market from locking up which then allowed many companies to float bond offerings.  It was nothing aimed at CCL and the other cruise lines.

[Sillyjilly]

I have been very patient, however I was one of the first wave of cruises canceled in March. Yet here I am still waiting for over 3 grand to go back on my CC.

My patience is now wearing very, very thin.

If I'm waiting this long, how long are cruises cancelled after me waiting?????????????? Getting ridiculous.

[rickays]

I am also waiting on a refund for a March cruise and a June cruise.  I have received FCC and an email saying March cruise is cancelled and penalty "nil"

I am wondering if they are waiting to process the refunds because of some US tax filing or share form that is due soon.  Maybe they need the cash to still show up in their account to make the figures look better?  Or maybe the cash that they raised is not actually in their bank account yet. 

If so, I just wish they would tell us an actual day they will begin sending refunds - this lack of communication is disappointing.

[FiftyOnePlus]

On 5/16/2020 at 6:40 PM, oceanlovinmama said:

Wrong....you should be though.  They have promised you your money back, but you aren’t giving them the time to follow through.  Do you know how many people they are dealing with, and with a reduced staff? Give them a break...but my agency may not allow us to do business with clients who do this.  It takes away any protected commission and technically the supplier(cruiseline) could come after us for payment.  It’s a huge headache for people who can’t be understanding and patient.  

Im sure most people are understanding........definitely, at first, people were very understanding and supportive and also prepared to be patient.

But when does patience run out in your book?   3 months? 6 months? A year?
How long is reasonable to wait for a refund?

As far as I can see......there does not seem to be a progression of refunds happening.   Its at a standstill.
Noone seems to be getting anything.

If people could see .......'Ahhh, we are up to the end of March refunds now......April next'  and can see people posting  "Yes, I got my refund today for cruise on 1st April"   then perhaps there would be some faith.

But since March 12th, there doesnt seem to have been anyone refunded at all and that leads to frustration and disbelief.

Dont tell us "Your refund will be with you in 30 days"
Then change it to "Your refund will be with you in 60 days".....
Now 60 days is past.....and we are being told........."Your refund will be with you in 90 days"

And still people in March are waiting for refunds.

Enough is enough.

[oceanlovinmama]

20 hours ago, FiftyOnePlus said:

Im sure most people are understanding........definitely, at first, people were very understanding and supportive and also prepared to be patient.

But when does patience run out in your book?   3 months? 6 months? A year?
How long is reasonable to wait for a refund?

As far as I can see......there does not seem to be a progression of refunds happening.   Its at a standstill.
Noone seems to be getting anything.

If people could see .......'Ahhh, we are up to the end of March refunds now......April next'  and can see people posting  "Yes, I got my refund today for cruise on 1st April"   then perhaps there would be some faith.

But since March 12th, there doesnt seem to have been anyone refunded at all and that leads to frustration and disbelief.

Dont tell us "Your refund will be with you in 30 days"
Then change it to "Your refund will be with you in 60 days".....
Now 60 days is past.....and we are being told........."Your refund will be with you in 90 days"

And still people in March are waiting for refunds.

Enough is enough.

I agree there.  I don’t think they had a clue to the amount of refunds that were going to be requested. They should have stared on the high side, then if you received it earlier, great.  I do know a client who was suppose to sail May 6 th received her refund with Celebrity.  I know the first rounds of refunds I did with NCL and Royal and Princess have all been received...60 days is fair, I think given the number of returns, 75 maybe, but then it is getting in the ‘this has been long enough’ phase.  Then I’d say do what you need to do...a chargeback, a letter from an attorney..sometimes if there is a clear monetary need I will reach out to my sales rep to see what, if anything, they can do.  

[indygirl99]

50 minutes ago, oceanlovinmama said:

 Then I’d say do what you need to do...a chargeback, a letter from an attorney..sometimes if there is a clear monetary need I will reach out to my sales rep to see what, if anything, they can do.  

You expect your clients to explain to you that they have  "clear monetary need" before you will go to bat for then?

 

Unbelievable 

[oceanlovinmama]

20 minutes ago, indygirl99 said:

You expect your clients to explain to you that they have  "clear monetary need" before you will go to bat for then?

 

Unbelievable 

You read into whatever you want..maybe I used the wrong words...jeez......I just said I give them all their options...when it seems like we are at the end of the line I reach out....if they’re asking me to...I don’t abuse the relationship with my business manager, but I will reach out after all other avenues have been exhausted.  Some clients are a lot  more patient than others, or perhaps I should say, not in dire need.

[EscapeFromConnecticut]

On 5/16/2020 at 1:40 PM, oceanlovinmama said:

Wrong....you should be though.  They have promised you your money back, but you aren’t giving them the time to follow through.  Do you know how many people they are dealing with, and with a reduced staff? Give them a break...but my agency may not allow us to do business with clients who do this.  It takes away any protected commission and technically the supplier(cruiseline) could come after us for payment.  It’s a huge headache for people who can’t be understanding and patient.  

    "They have promised you your money back, but you aren’t giving them the time to follow through."  Actually, 20 days is more than plenty for them to follow through. Their business failings are not the customers' responsibility.

    "Do you know how many people they are dealing with, and with a reduced staff?" Carnival corporate's executives decided to reduce the staff. Also not the customers' responsibility. 

    When Donald and Swartz send back their 2019 bonuses to hire a fleet of accounting/data temps to expedite refunds, perhaps Princess will have a case to make. Until then, it's behaving like a deadbeat fly-by-night paving contractor ... the kinds that never has a Better Business Bureau rating or an actual office, just a website and a P.O. box.

    Meanwhile, the first line of this post should permanently stay in the mind of every CC member:  "Wrong....you should be though."    It explains precisely where the loyalties lie ... and should be a blinding red warning light whenever anyone is looking for a TA in the future.

Edited May 19, 2020 by EscapeFromConnecticut

[LDVinNC]

7 hours ago, EscapeFromConnecticut said:

    

    Meanwhile, the first line of this post should permanently stay in the mind of every CC member:  "Wrong....you should be though."    It explains precisely where the loyalties lie ... and should be a blinding red warning light whenever anyone is looking for a TA in the future.

 

I expected my TA - a big online agency - to go to bat for me.  Of course they did not, just kept saying words to the effect that "Carnival is strong and they are the parent company of Princess" "be patient" etc.   I finally filed a dispute.

 

The only thing is:  people who booked directly through Princess do not seem to be getting refunds any quicker.  So, what do we do?

[gmjc2]

Our Princess 60 days are up June 13th so we will wait till then but that's all they get.

Our Cunard cruise has been 65 days so I filled with the Credit Card company at the 62 mark.

I consider that very fair.  Our two TA's have done nothing for us. One sent the "party line" e.mail with the " so many refunds" excuse. The other has not contacted us at all--that's the Cunard..

[Cruise Raider]

On 5/16/2020 at 9:02 PM, SteerageJack said:

Be patient with Princess and be mindful of your TA’s commission?  What other companies would you extend patience to if they had thousands of dollars of your money? 
 

Make no mistake, the delay in Princess refunds is about cash flow management, not logistical problems in processing refunds.

 

Banned from Princess for filing a CC dispute? I doubt it, but the world is full of vacation options and we will be fine. I’m not operating a bank here.

 

 

 

I'm absolutely sure that if you had money to give to Princess, they will not ban you from their ships!  And, if they do ... so be it!!  One thing I've learned, though, is to pick my travel agents very very carefully from this point forward.  Sounds like some (not all) are just way too judgmental and looking out for their own profits over protecting their clients.  

[cruzsnooze]

1 hour ago, gmjc2 said:

Our Princess 60 days are up June 13th so we will wait till then but that's all they get.

Our Cunard cruise has been 65 days so I filled with the Credit Card company at the 62 mark.

I consider that very fair.  Our two TA's have done nothing for us. One sent the "party line" e.mail with the " so many refunds" excuse. The other has not contacted us at all--that's the Cunard..

I wouldn't wait until June 13, they may have filed bankruptcy by then and you'll be unable to file a dispute.